155 Division St, Saranac, MI 48881 Property Records

Ionia County property record for 155 Division St, Saranac, MI 48881

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft
Lot Size	0.339 acres (14,767 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jun 2018)
Tax Bill	$1,587 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`02113000004000`

Property Details

APN / Parcel Number

Primary APN	`02113000004000`
Alternative APN	`34-021-130-000-040-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Lot Area	14,767 sqft (0.339 acres)
Lot Dimensions	132 ft deep x 112 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	155 DIVISION ST
City	SARANAC
State	MI
Zip	48881-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF SARANAC WILSON AND CHIPMANS ADD LOTS 10 & 9 EXC N 20FT OF LOT 9 BOSTON TWP, IONIA COUNTY, MICHIGAN
Legal Subdivision	WILSON & CHIPMANS ADD
Legal Lot Number	9-10
Jurisdiction	IONIA MI
Township / Civil Division	BOSTON
Census Block Group	1
Census Block	1027
Census Tract	31301

Owner

155 Division St is owned and occupied by an individual who bought it in June 2018.

Source: Ionia County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	155 DIVISION ST, SARANAC, MI 48881-9502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Jun 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2018 · Amount on File
Deed Sale	Jun 27, 2018 · Amount on File
Deed Book / Page	650 / 8357
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	155 DIVISION ST, SARANAC, MI 48881-9502
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000650/0000008359
Date	Jun 27, 2018
Book Page	0000000650/0000008359

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Jun 27, 2018
Property Address	155 DIVISION ST, SARANAC, MI 48881-9502
Document Number	650/8357
Book / Page	650 / 8357
Instrument Date	Jun 26, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 DIVISION ST, SARANAC, MI 48881-9502

Tax Assessment & Valuation

The 2025 property tax bill for 155 Division St was $1,587 with a homeowner's exemption.

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
County Subdivision	Boston Township
Municipality	Saranac Village
Unified School District	Saranac Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,900 (+8.18%) Land $23,300 Building $70,600	$187,800 (+8.18%) Land $46,600 Building $141,200
2025	$1,587.00 Homeowner's exemption	$86,800 Land $20,700 Building $66,100	$173,600 Land $41,400 Building $132,200
2023		$68,900 Land $15,800 Building $53,100	$137,800 Land $31,600 Building $106,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 155 Division St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARANAC serves 1,343 people · EPA ID MI0005930
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Point Broadband Fixed Wireless	200 / 50

May also be available: AT&T, Verizon.

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