188 Central St, Auburn, MA 01501 Property Records

Worcester County and Auburn Town property record for 188 Central St, Auburn, MA 01501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,683 sqft · built 1966
Lot Size	0.551 acres (24,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,500 (Feb 2020)
Tax Bill	$7,309 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`AUBU M:0048 L:0093`

Property Details

APN / Parcel Number

Primary APN	`AUBU M:0048 L:0093`
Alternative APN	`4571`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,683 sqft Living Area
Gross Area	2,849 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	24,020 sqft (0.551 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4571
Street Address	188 CENTRAL ST
City	AUBURN
State	MA
Zip	01501-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	93
Jurisdiction	AUBURN MA
Township / Civil Division	AUBURN
Census Block Group	4
Census Block	4013
Census Tract	736500

Owner

Source: Worcester County and Auburn Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	188 CENTRAL ST, AUBURN, MA 01501-2247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 14, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 14, 2020	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE CORP EAST III

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Jan 17, 2012 · Amount on Record
Deed Document Number	202016205
Deed Book / Page	61900 / 154
Prior Transfer Date	Nov 17, 2019
Prior Transfer Doc	61900-154
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUBURN MA
Property Address	188 CENTRAL ST, AUBURN, MA 01501-2247
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067721-87
Date	Jun 9, 2022
Book Page	67721/87
Instrument	62716

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUBURN MA
Property Address	188 CENTRAL ST, AUBURN, MA 01501-2247
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066563-177
Date	Nov 18, 2021
Book Page	66563/177
Instrument	162176

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2050

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUBURN MA
Property Address	188 CENTRAL ST, AUBURN, MA 01501-2247
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072249-122
Date	Jul 14, 2025
Book Page	72249/122
Instrument	57435

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AUBURN MA
Recording Date	Feb 14, 2020
Property Address	188 CENTRAL ST, AUBURN, MA 01501-2247
Document Number	61900-154
Book / Page	61900 / 154
Instrument Date	Nov 17, 2019
Instrument	16205
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 CENTRAL ST, AUBURN, MA 01501-2247

Mortgage

Document Number	16206
Date	Feb 14, 2020
Instrument	16206

Lender

Name	MORTGAGE CORP EAST III
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Auburn Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Auburn Town
Unified School District	Auburn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,309.00 (+4.06%)	$513,300 (+4.44%) Land $149,200 Building $364,100	$533,668 (+22.15%)
2025	$7,024.00 (+2.63%)	$491,500 (+7.22%) Land $142,100 Building $349,400	$436,905
2024	$6,844.00 (+1.36%)	$458,400 (+7.81%) Land $136,800 Building $321,600
2023	$6,752.00	$425,200 Land $124,400 Building $300,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER DISTRICT serves 12,255 people · EPA ID MA2017000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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