176 Central St, Auburn, MA 01501 Property Records

Worcester County and Auburn Town property record for 176 Central St, Auburn, MA 01501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1938
Lot Size	0.243 acres (10,600 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Apr 2025)
Tax Bill	$5,746 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`AUBU M:0048 L:0080`

Property Details

APN / Parcel Number

Primary APN	`AUBU M:0048 L:0080`
Alternative APN	`4558`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,952 sqft
Basement Area	588 sqft
Unfinished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,600 sqft (0.243 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	4558
Street Address	176 CENTRAL ST
City	AUBURN
State	MA
Zip	01501-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	80
Jurisdiction	AUBURN MA
Township / Civil Division	AUBURN
Census Block Group	4
Census Block	4013
Census Tract	736500

Owner

Source: Worcester County and Auburn Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	176 CENTRAL ST, AUBURN, MA 01501-2247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 30, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Aug 11, 1997 · Amount on Record
Deed Book / Page	71922 / 51
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUBURN MA
Property Address	176 CENTRAL ST, AUBURN, MA 01501-2247
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068855-381
Date	Feb 24, 2023
Book Page	68855/381
Instrument	15341

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AUBURN MA
Recording Date	Apr 30, 2025
Property Address	176 CENTRAL ST, AUBURN, MA 01501-2247
Document Number	0071922-51
Book / Page	71922 / 51
Instrument Date	Apr 30, 2025
Instrument	33446
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	176 CENTRAL ST, AUBURN, MA 01501-2247

Mortgage

Document Number	0000033447
Date	Apr 30, 2025
Instrument	33447

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUBURN MA
Property Address	176 CENTRAL ST, AUBURN, MA 01501-2247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56825-183
Date	Mar 8, 2017
Book Page	56825/183
Instrument	23897

Lender

Name	WEBSTER FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Auburn Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Auburn Town
Unified School District	Auburn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,746.00 (+4.47%)	$403,500 (+4.83%) Land $144,100 Building $259,400	$438,119 (+9.15%)
2025	$5,500.00 (-0.7%)	$384,900 (+3.75%) Land $137,300 Building $247,600	$401,375
2024	$5,539.00 (+4.69%)	$371,000 (+11.34%) Land $130,500 Building $240,500
2023	$5,291.00	$333,200 Land $118,600 Building $214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER DISTRICT serves 12,255 people · EPA ID MA2017000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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