Groton Town property record for 188 Cedar Rd, Mystic, CT 06355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,305 sqft · built 1993 |
| Lot Size | 0.395 acres (17,206 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Apr 2016) |
| Tax Bill | $11,242 (2025) |
| Deeds & Mortgages | Jul 2023 Refinance Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GROT M:261813041384 |
| Primary APN | GROT M:261813041384 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,305 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,206 sqft (0.395 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 261813041384 |
|---|---|
| Street Address | 188 CEDAR RD |
| City | MYSTIC |
| State | CT |
| Zip | 06355-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-12 |
| Jurisdiction | GROTON CT |
| Township / Civil Division | GROTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 703000 |
Source: Groton Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35 FONDUE DR, THORNTON, NH 03285-6869 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SERVICE CU |
| Dec 1, 2020 | Deed of Trust, Mortgage · Balloon Mortgage NORCOM MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on Record |
| Deed Sale | Apr 1, 2016 · Amount on Record |
| Prior Sale | Nov 6, 2003 · Amount on Record |
| Deed Document Number | 2016474429 |
| Deed Book / Page | 1162 / 1199 |
| Last Transfer Date | Aug 19, 2019 |
| Transfer Doc | 648-601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 188 CEDAR RD, MYSTIC, CT 06355-2102 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001293-695 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 1293/695 |
| Instrument | 5196530009 |
| Name | SERVICE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 188 CEDAR RD, MYSTIC, CT 06355-2102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1242-925 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 1242/925 |
| Instrument | 5035620010 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2046 |
Source: Groton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Groton Town |
| Unified School District | Groton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,242.00 (+11.99%) | $413,000 (-) Land $259,630 Building $153,370 | $289,100 Land $181,741 Building $107,359 |
| 2023 | $10,038.00 (+2.23%) | $413,000 (-) Land $193,900 Building $219,100 | |
| 2022 | $9,819.00 | $413,000 Land $193,900 Building $219,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROTON UTILITIES serves 30,200 people · EPA ID CT0590011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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