Groton Town property record for 178 Cedar Rd, Mystic, CT 06355
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,423 sqft · built 2005 |
| Lot Size | 0.315 acres (13,721 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (Nov 2013) |
| Tax Bill | $17,537 (2025) |
| Deeds & Mortgages | Dec 2024 Refinance Oct 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GROT M:261813042453 |
| Primary APN | GROT M:261813042453 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,423 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,721 sqft (0.315 acres) |
| Garage Type | Attached |
| Loading Dock | Loading Dock |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 261813042453 |
|---|---|
| Street Address | 178 CEDAR RD |
| City | MYSTIC |
| State | CT |
| Zip | 06355-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-12 |
| Jurisdiction | GROTON CT |
| Township / Civil Division | GROTON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 703000 |
178 Cedar Rd is owned and occupied by an individual who acquired it in September 2024.
Source: Groton Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 CEDAR RD, MYSTIC, CT 06355-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CHELSEA GROTON BANK |
| Oct 8, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Oct 3, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CHELSEA GROTON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2013 · Amount on File |
| Deed Sale | Nov 15, 2013 · Amount on File |
| Prior Sale | Jan 21, 2010 · Amount on File |
| Deed Document Number | 201345 |
| Deed Book / Page | 1125 / 135 |
| Last Transfer Date | Sep 12, 2024 |
| Transfer Doc | 01311-1010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 178 CEDAR RD, MYSTIC, CT 06355-2102 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001314-847 |
|---|---|
| Date | Dec 4, 2024 |
| Book Page | 1314/847 |
| Instrument | 5275600005 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Oct 8, 2024 |
| Property Address | 178 CEDAR RD, MYSTIC, CT 06355-2102 |
| Document Number | 01311-1010 |
| Book / Page | 1311 / 1010 |
| Instrument Date | Sep 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 CEDAR RD, MYSTIC, CT 06355-2102 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 178 CEDAR RD, MYSTIC, CT 06355-2102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1221-180 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 1221/180 |
| Instrument | 4966430013 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Nov 1, 2033 |
The 2025 property tax bill for 178 Cedar Rd was $17,537.
Source: Groton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Groton Town |
| Unified School District | Groton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,537.00 | $644,280 Land $352,436 Building $291,844 | $450,996 Land $246,705 Building $204,291 |
| 2024 | $17,537.00 (+11.99%) | ||
| 2023 | $15,660.00 (+2.24%) | $644,280 (-) Land $227,360 Building $416,920 | |
| 2022 | $15,317.00 | $644,280 Land $227,360 Building $416,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Cedar Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 178 Cedar Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
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