188 Bilbo Cartee Rd, Cedarbluff, MS 39741 Property Records

Clay County property record for 188 Bilbo Cartee Rd, Cedarbluff, MS 39741

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,115 sqft · built 1994
Lot Size	1.5 acres (65,340 sqft)
Owner	Company Name on Record
Last Sale	$20,200 (Nov 2008)
Tax Bill	$564 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`044 27 0010200`

Property Details

APN / Parcel Number

Primary APN	`044 27 0010200`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,115 sqft Finished Area
1st Floor Area	1,000 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	65,340 sqft (1.5 acres)
Utility Building	300 sqft

Location & Zoning

Street Address	188 BILBO CARTEE RD
City	CEDARBLUFF
State	MS
Zip	39741-9092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 27 T 16 R 04 1.5 AC IN NW 1/4 NE 1/4 DB 262/755
Legal Range	04E
Legal Township	16
Legal Section	27
Jurisdiction	CLAY MS
Township / Civil Division	3
Census Block Group	1
Census Block	1092
Census Tract	950200

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	188 BILBO CARTEE RD, CEDARBLUFF, MS 39741-9092
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage BANCORPSOUTH BANK
Aug 27, 2019	Deed of Trust, Mortgage BANCORPSOUTH BANK
Jul 31, 2006	Deed of Trust, Mortgage NOVASTAR MORTGAGE INC
Oct 31, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 3, 2025	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2008 · Amount on Record
Deed Sale	Nov 21, 2008 · Amount on Record
Deed Book / Page	262 / 755
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	188 BILBO CARTEE RD, CEDARBLUFF, MS 39741-9092
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000517/583
Date	Oct 11, 2019
Book Page	517/583
Instrument	2019005706

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount Recorded
Term	58 Months
Due	Aug 26, 2024

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	188 BILBO CARTEE RD, CEDARBLUFF, MS 39741-9092
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000516/369
Date	Aug 27, 2019
Book Page	516/369
Instrument	2019004203

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 26, 2024

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	188 BILBO CARTEE RD, CEDARBLUFF, MS 39741-9092
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000370/331
Date	Jul 31, 2006
Book Page	370/331

Lender

Name	NOVASTAR MORTGAGE INC
Address	4059 KINROSS LAKES PKWY, RICHFIELD, OH 44286

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2036

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	188 BILBO CARTEE RD, CEDARBLUFF, MS 39741-9092
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 BILBO CARTEE RD, CEDARBLUFF, MS 39741-9092

Mortgage

Document Number	0LM576/878
Date	Oct 31, 2025
Book Page	LM 576/878
Instrument	2025006066

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Nov 3, 2025
Property Address	188 BILBO CARTEE RD, CEDARBLUFF, MS 39741-9092
Document Number	DEED324/849
Book / Page	DEED 324 / 849
Instrument Date	Oct 31, 2025
Instrument	2025006065
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 BARKSDALE DR, WEST POINT, MS 39773-7943

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	188 BILBO CARTEE RD, CEDARBLUFF, MS 39741-9092

Mortgage

Document Number	2025006066
Date	Nov 3, 2025
Instrument	2025006066

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$564.00	$9,723 (-) Land $833 Building $8,890	$64,818 (-) Land $5,551 Building $59,267
2024		$9,723 (+87.2%) Land $833 Building $8,890	$64,818 (+24.79%) Land $5,551 Building $59,267
2023		$5,194 Land $555 Building $4,639	$51,943 Land $5,551 Building $46,392

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

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