1098 Bilbo Cartee Rd, Cedarbluff, MS 39741 Property Records

Clay County property record for 1098 Bilbo Cartee Rd, Cedarbluff, MS 39741 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,840 sqft · built 1978
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$1,193 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044 22 0030000`

Property Details

APN / Parcel Number

Primary APN	`044 22 0030000`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,840 sqft Finished Area
1st Floor Area	2,337 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Utility Building	245 sqft

Location & Zoning

Street Address	1098 BILBO CARTEE RD
City	CEDARBLUFF
State	MS
Zip	39741-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 22 T 16 R 04 5 AC NE 1/4 NW 1/4 NE 1/4 DB 311/509
Legal Range	04E
Legal Township	16
Legal Section	22
Jurisdiction	CLAY MS
Township / Civil Division	3
Census Block Group	1
Census Block	1092
Census Tract	950200

Owner

Source: Clay County records · APN 044 22 0030000

Assessment roll updated January 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1098 BILBO CARTEE RD, CEDARBLUFF, MS 39741-8005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage HOPE FCU
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Apr 22, 2022	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2024
Deed Sale	Apr 25, 2024
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	20241489
Deed Book / Page	319 / 109
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	1098 BILBO CARTEE RD, CEDARBLUFF, MS 39741-8005
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000515/722
Date	Jul 31, 2019
Book Page	515/722
Instrument	2019003816

Lender

Name	HOPE FCU
Type	Credit Union
Address	JACKSON, MS 39202

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2034

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	1098 BILBO CARTEE RD, CEDARBLUFF, MS 39741-8005
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000543/740
Date	Apr 22, 2022
Book Page	543/740
Instrument	2022001556

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Apr 22, 2022
Property Address	1098 BILBO CARTEE RD, CEDARBLUFF, MS 39741-8005
Document Number	000311/509
Book / Page	311 / 509
Instrument Date	Apr 22, 2022
Instrument	2022001555
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	670 HUGH MOSELY RD, CEDARBLUFF, MS 39741-8034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 BILBO CARTEE RD, CEDARBLUFF, MS 39741-8005

Mortgage

Document Number	2022001556
Date	Apr 22, 2022
Instrument	2022001556

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,193.00 (-36.95%)	$20,586 (-) Land $1,256 Building $19,330	$137,241 (-) Land $8,375 Building $128,866
2024		$20,586 (+20.72%) Land $1,256 Building $19,330	$137,241 (+20.72%) Land $8,375 Building $128,866
2023	$1,892.00 (+100.85%) Additional exemption filed	$17,053 Land $1,256 Building $15,797	$113,685 Land $8,375 Building $105,310
2022	$942.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280259502001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 29% of Mississippi
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
4-County Fiber	Fiber	1,000 / 1,000
Telapex	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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