St. Johns County property record for 188 Bilbao Dr, Saint Augustine, FL 32086 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,229 sqft · built 2000 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Aug 2019) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 284189-0360 |
| Primary APN | 284189-0360 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,229 sqft Living Area |
| Gross Area | 2,794 sqft |
| 1st Floor Area | 1,919 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 220 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 173 sqft |
| Deck Area | Deck Area |
| Patio Area | 473 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 188 BILBAO DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-8848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21/58-63 ST AUGUSTINE SHORES UNIT 8 LOT 36 BLK 189 OR4781/814 & 5519/1804 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 44 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 8 |
| Legal Block | 189 |
| Legal Lot Number | 36 |
| Legal Unit | 8 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 21208 |
Source: St. Johns County records · APN 284189-0360
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 BILBAO DR, SAINT AUGUSTINE, FL 32086-8848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 21, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage BBVA USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on Record |
| Deed Sale | Aug 20, 2019 · Amount on Record |
| Prior Sale | Jun 04, 2013 · Amount on Record |
| Deed Document Number | 201961489 |
| Deed Book / Page | 4781 / 814 |
| Last Transfer Date | Mar 16, 2022 |
| Transfer Doc | 0055191804 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 21, 2022 |
| Property Address | 188 BILBAO DR, SAINT AUGUSTINE, FL 32086-8848 |
| Document Number | 0055191804 |
| Book / Page | 5519 / 1804 |
| Map Reference | MB 21 PG 58-63 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 2022029734 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 BILBAO DR, SAINT AUGUSTINE, FL 32086-8848 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 20, 2019 |
| Property Address | 188 BILBAO DR, SAINT AUGUSTINE, FL 32086-8848 |
| Document Number | 0047810814 |
| Book / Page | 4781 / 0814 |
| Map Reference | MB 21 PG 58-63 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 2019061489 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | PARADISE TTL OF ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 BILBAO DR, SAINT AUGUSTINE, FL 32086-8848 |
| Document Number | 0004781816 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 4781/816 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,433 (+2.7%) | $438,397 (-3.52%) Land $99,500 Building $338,897 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $254,560 (+5.99%) | $454,409 (+9.46%) Land $99,500 Building $354,909 |
| 2024 | $254.00 | ||
| 2023 | $254.00 (+7.63%) Disabled Person's exemption Veteran's exemption | $240,181 (+3%) | $415,145 (+10.2%) Land $107,000 Building $308,145 |
| 2022 | $236.00 Disabled Person's exemption Veteran's exemption | $233,185 | $376,707 Land $84,000 Building $292,707 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 52 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force 46 of 52 on primary residences |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004, Hurricane Frances |
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 437 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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