184 Bilbao Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 184 Bilbao Dr, Saint Augustine, FL 32086 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	2,228 sqft Living Area
Lot Size	10,890 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$315,000 (2016)
Tax Bill	$3,843.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`284189-0350`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,228 sqft Living Area
Gross Area	2,780 sqft Gross Area
1st Floor	2,228 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,890 sqft (0.25 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage

Exterior Amenities

Pool Area	336 sqft Pool
Deck Area	Deck Area
Patio Area	564 sqft Patio
Porch Area	370 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	184 BILBAO DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-8848
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	21/58-63 ST AUGUSTINE SHORES UNIT 8 LOT 35 BLK 189 OR4201/1152
Legal Range	30E
Legal Township	08S
Legal Section	44
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 8
Legal Block	189
Legal Lot Number	35
Legal Unit	8
Jurisdiction	ST JOHNS FL
Minor Civil Division	MATANZAS
Census Blockgroup	2
Census Block	2012
Census Tract	21208

Owner

Source: St. Johns County records · APN 284189-0350

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	184 BILBAO DR, SAINT AUGUSTINE, FL 32086-8848
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2016 · Amount on Record
Deed Sale	Jun 03, 2016 · Amount on Record
Prior Sale	Oct 04, 2011 · Amount on Record
Deed Doc Number	201634745
Deed Book / Page	4201 / 1152
Record Refreshed	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	184 BILBAO DR, SAINT AUGUSTINE, FL 32086-8848
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 BILBAO DR, SAINT AUGUSTINE, FL 32086-8848

Mortgage

Document Number	0056801690
Date	Dec 16, 2022
Book Page	5680/1690
Instrument	2022113146

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	471 Months
Due	Mar 07, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,365 (+2.7%)	$433,852 (-3.55%) Land $99,500 Building $334,352
2025	$3,843.00 (+12.83%) Homeowner's exemption	$299,284 (+5.99%)	$449,838 (+9.29%) Land $99,500 Building $350,338
2024	$3,406.00 (+2.04%)
2023	$3,338.00 (+2.99%) Homeowner's exemption	$282,378 (+3%)	$411,598 (+5.79%) Land $107,000 Building $304,598
2022	$3,241.00 Homeowner's exemption	$274,153	$389,068 Land $84,000 Building $305,068

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 437 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.