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188 Beach Rd, Tavernier, FL 33070 Property Records

Monroe County property record for 188 Beach Rd, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,573 sqft · built 1985
Lot Size0.137 acres (5,975 sqft)
OwnerCompany Name on File
Last Sale$865,000 (May 2022)
Tax Bill$6,346 (2024)
Deeds & MortgagesSep 2022 Transfer
May 2022 Sale & Mortgage
+ 6 more
Flood ZoneZone AE (high risk)
APN00557160-000000

Property Details

APN / Parcel Number

Primary APN00557160-000000
Alternative APNs
  • 34623800557160000000
  • 1683469

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,573 sqft Living Area
1st Floor Area1,092 sqft
AtticAttic
Attic Area364 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,975 sqft (0.137 acres)
Lot Dimensions80 ft deep x 75 ft wide
Garage TypeCovered
Garage Area364 sqft
PorchOpen Porch
Porch Area546 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1683469
Street Address188 BEACH RD
CityTAVERNIER
StateFL
Zip33070-2508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 7 AND E 1/2 LT 8 SUNNY HAVEN PB1-185 KEY LARGO G71-524 OR551-632 OR834-343 OR910-1770 OR910-1771 OR976-647 OR1161-1661/62 OR1383-2023 OR1398-2061/62 OR1927-1900 OR2074-1136 OR2326-1761 OR2712-2288/89 OR2720-360/61 OR2914-1075/76 OR2986-1223 OR2986
Legal Range38E
Legal Township62S
Legal Section34
Legal SubdivisionSUNNY HAVEN
Legal Lot Number7,8
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2002
Census Tract970700

Owner

Source: Monroe County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address55 WAUGH DR, 150, HOUSTON, TX 77007-6033
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 31, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 19, 2022Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 15, 2020Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 8, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 28, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2022 · Amount on Record
Deed SaleMay 31, 2022 · Amount on Record
Prior SaleDec 15, 2020 · Amount on Record
Deed Document Number20222377773
Deed Book / Page3176 / 1833
Last Transfer DateAug 29, 2022
Transfer Doc0031941479
Record UpdatedSep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateSep 19, 2022
Property Address188 BEACH RD, TAVERNIER, FL 33070-2508
Document Number0031941479
Book / Page3194 / 1479
Map ReferenceMB 1 PG 185
Instrument DateAug 29, 2022
Instrument2391783
Transaction TypeTransfer
Record UpdatedOct 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5610 FLEMING ROCK LN, 5610, FULSHEAR, TX 77441-1520

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 WAUGH DR STE 150, 150, HOUSTON, TX 77007-6033

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 31, 2022
Property Address188 BEACH RD, TAVERNIER, FL 33070-2508
Document Number0031761833
Book / Page3176 / 1833
Map ReferenceMB 1 PG 185
Instrument DateMay 24, 2022
Instrument2377773
Transaction TypeTransfer
Record UpdatedJun 20, 2022
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,055.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address188 BEACH RD, 188, TAVERNIER, FL 33070-2508

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5610 FLEMING ROCK LN, FULSHEAR, TX 77441-1520

Mortgage

Document Number0031761835
DateMay 31, 2022
Instrument3176/1835
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateApr 19, 2022
Property Address188 BEACH RD, TAVERNIER, FL 33070-2508
Document Number0031681292
Book / Page3168 / 1292
Map ReferenceMB 1 PG 185
Instrument DateApr 6, 2022
Instrument2371494
Transaction TypeTransfer
Record UpdatedMay 11, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address188 BEACH RD, 188, TAVERNIER, FL 33070-2508

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 BEACH DR NE, SAINT PETERSBURG, FL 33701-3928

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address188 BEACH RD, TAVERNIER, FL 33070-2508
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029380123
DateNov 28, 2018
Book Page2938/0123
Instrument2196150
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2033

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address188 BEACH RD, TAVERNIER, FL 33070-2508
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029731590
DateJul 8, 2019
Book Page2973/1590
Instrument2227577
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term173 Months
DueDec 1, 2033

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 15, 2020
Property Address188 BEACH RD, TAVERNIER, FL 33070-2508
Document Number0030621360
Book / Page3062 / 1360
Map ReferenceMB 1 PG 185
Instrument DateDec 1, 2020
Instrument2295008
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1821 BELLEAIR RD, 1821, CLEARWATER, FL 33764-2410

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address188 BEACH RD, TAVERNIER, FL 33070-2508

Mortgage

Document Number0030621361
DateDec 15, 2020
Instrument3062/1361
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJan 8, 2020
Property Address188 BEACH RD, TAVERNIER, FL 33070-2508
Document Number0030021981
Book / Page003002 / 001981
Instrument DateDec 19, 2019
Instrument2251134
Transaction TypeTransfer
Record UpdatedFeb 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address188 BEACH RD TAVERNIER FL 330702508, TAVERNIER, FL 33070-2508

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJun 28, 2018
Property Address188 BEACH RD, TAVERNIER, FL 33070-2508
Document Number0029141075
Book / Page002914 / 001075
Instrument DateJun 25, 2018
Instrument2175836
Transaction TypeTransfer
Record UpdatedAug 2, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address188 BEACH RD TAVERNIER FL 330702508, TAVERNIER, FL 33070-2508

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$745,548 (+22.14%) Land $321,664 Building $423,884$745,548 (+22.14%) Land $321,664 Building $423,884
2024$6,346.00 (+12.88%)
2023$5,622.00 (+39.02%)$610,423 (+12.06%) Land $283,096 Building $327,327$610,423 (-0.57%) Land $283,096 Building $327,327
2022$4,044.00 Homeowner's exemption$544,720$613,903 Land $283,096 Building $330,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 375 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies615 units insured
incl. 240 condo units
Nearby Flood Claims168 (1987–2025)
Most Recent ClaimAug 2025
Claims by Event
  • Hurricane Irma, Sep 2017 · 104 claims
  • Hurricane Irene, Oct 1999 · 15 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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