178 Beach Rd, Tavernier, FL 33070 Property Records

Monroe County property record for 178 Beach Rd, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 957 sqft · built 1941
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,242 (Oct 2020)
Tax Bill	$3,092 (2024)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00090270-000202`

Property Details

APN / Parcel Number

Primary APN	`00090270-000202`
Alternative APNs	`34623800090270000202` `8867808`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	957 sqft Living Area
1st Floor Area	957 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,000 sqft (0.184 acres)
Porch	Florida Room
Porch Area	646 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8867808
Street Address	178 BEACH RD
City	TAVERNIER
State	FL
Zip	33070-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	PT LT 10 34 62 38 ISLAND OF KEY LARGO OR1348-1229/30 OR1610-1047/48 OR2089-1701/02 OR2463-195/96 OR2643-2081/83 OR3048-2137
Legal Range	38E
Legal Township	62S
Legal Section	34
Legal Subdivision	ISLAND KEY LARGO
Legal Lot Number	10
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2002
Census Tract	970700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	178 BEACH RD, TAVERNIER, FL 33070-2508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Prior Sale	Dec 29, 2011 · Amount on Record
Deed Document Number	20202285039
Deed Book / Page	3048 / 2137
Prior Transfer Date	Jul 24, 2013
Prior Transfer Doc	0026432081
Record Updated	Sep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Oct 6, 2020
Property Address	178 BEACH RD, TAVERNIER, FL 33070-2508
Document Number	0030482137
Book / Page	3048 / 2137
Map Reference	MB 1 PG 80
Instrument Date	Sep 21, 2020
Instrument	2285039
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	FLORIDA TITLE OF KEYS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 BEACH RD, 178, TAVERNIER, FL 33070-2508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 BEACH RD, TAVERNIER, FL 33070-2508

Mortgage

Document Number	0030482139
Date	Oct 6, 2020
Instrument	3048/2139

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$315,850 (+5.99%)	$588,469 (+6.57%) Land $368,600 Building $219,869
2024	$3,092.00 (+5.13%)
2023	$2,941.00 (+9.25%) Homeowner's exemption	$298,009 (+11.11%)	$552,208 (+5.9%) Land $342,240 Building $209,968
2022	$2,692.00 Homeowner's exemption	$268,203	$521,457 Land $342,240 Building $179,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 375 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	615 units insured incl. 240 condo units
Nearby Flood Claims	168 (1987–2025)
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 104 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20