San Luis Obispo County property record for 188 8th St, Cayucos, CA 93430
| Property Type | Home Plus Accessory Dwelling Unit |
|---|---|
| Details | 3 bd · 3 ba · 1,357 sqft · built 1998 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,800,000 (Jun 2022) |
| Tax Bill | $19,876 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-157-036 |
| Primary APN | 064-157-036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,357 sqft Living Area |
| Gross Area | 6,436 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Construction Type | Wood |
| Lot Area | 8,800 sqft (0.202 acres) |
| Terrain | Other |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 188 8TH ST |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home Plus Accessory Dwelling Unit |
| Local Zoning Code | RSF |
| Legal Description | MORRO RK VW BL 15 LTS 33 & 34 & PTN ABD RD |
| Legal Subdivision | MORRO ROCK VIEW 04 |
| Legal Block | 15 |
| Legal Lot Number | 33,34 34 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-157-036
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 835 N 5 1/2 AVE, KINGSBURG, CA 93631-9454 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage · Commercial Mortgage APOTEK MODERNA LLC |
| Jun 09, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2022 · Amount on Record |
| Deed Sale | Jun 09, 2022 · Amount on Record |
| Deed Document Number | 2022024458 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 188 8TH ST, CAYUCOS, CA 93430-1265 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000025180 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2023025180 |
| Name | APOTEK MODERNA LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | KINGSBURG, CA 93631 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 09, 2022 |
| Property Address | 188 8TH ST, CAYUCOS, CA 93430-1265 |
| Document Number | 0000024458 |
| Map Reference | MB 3 PG 114 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022024458 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 188 8TH ST, CAYUCOS, CA 93430-1265 |
| Document Number | 0000024459 |
|---|---|
| Date | Jun 09, 2022 |
| Instrument | 2022024459 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jul 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.62% |
| Index | Other |
| Max Rate | 9.62% |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $19,876.00 (+1.88%) | $1,910,067 (+4.04%) Land $1,485,691 Building $424,376 |
| 2023 | $19,509.00 (+1,166.82%) | $1,835,898 Land $1,428,000 Building $407,898 |
| 2022 | $1,540.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016 · other causes |
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 540 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MORRO ROCK MUTUAL WATER CO private · serves 2,181 people |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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