San Luis Obispo County property record for 106 8th St, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,291 sqft · built 1995 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $99,500 (Aug 1994) |
| Tax Bill | $17,003 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-156-053 |
| Primary APN | 064-156-053 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,291 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Terrain | Above Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 106 8TH ST |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | MORRO RK VW 4 BK 13 LTS 1 & 2 |
| Legal Subdivision | MORRO ROCK VIEW 04 |
| Legal Block | 3 |
| Legal Lot Number | 1,2 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 10504 |
Source: San Luis Obispo County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2541 RICHERT AVE, CLOVIS, CA 93611-6034 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 1994 · Amount on Record |
| Deed Sale | Aug 24, 1994 · Amount on Record |
| Deed Document Number | 199450032 |
| Last Transfer Date | Dec 5, 2024 |
| Transfer Doc | 0000036153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 106 8TH ST, CAYUCOS, CA 93430-1220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CONSUMERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2960 CARSON AVE, CLOVIS, CA 93611-3966 |
| Document Number | 0000068125 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020068125 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,664,640 (+2%) Land $1,040,400 Building $624,240 | |
| 2025 | $17,003.00 (+300.35%) | $1,632,000 (+318.62%) Land $1,020,000 Building $612,000 |
| 2023 | $4,247.00 (+1.75%) | $389,855 Land $171,923 Building $217,932 |
| 2022 | $4,174.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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