1878 Highgrove Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1878 Highgrove Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,734 sqft · built 1997
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (May 2021)
Tax Bill$4,171 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNA972001994

Property Details

APN / Parcel Number

Primary APNA972001994
Alternative APN
  • 2-0098-7651-00-0070.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,734 sqft Living Area
Gross Area4,024 sqft
1st Floor Area1,734 sqft
Basement Area1,654 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Garage Area636 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area463 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA972001994
Street Address1878 HIGHGROVE DR
CityO FALLON
StateMO
Zip63366-4367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHGROVE PL #1 LOT 70
Legal SubdivisionHIGHGROVE PL #1
Legal Lot Number70
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group3
Census Block3006
Census Tract311604

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1878 HIGHGROVE DR, O FALLON, MO 63366-4367
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2021 · Amount on Record
Deed SaleMay 7, 2021 · Amount on Record
Prior SaleMay 7, 2021 · Amount on Record
Deed Document Number202140340
Prior Transfer DateApr 16, 2021
Prior Transfer Doc0000040339
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 7, 2021
Property Address1878 HIGHGROVE DR, O FALLON, MO 63366-4367
Document Number2021R040340
Map ReferenceMB 33 PG 382
Instrument DateApr 30, 2021
Instrument2021R-040340
Transaction TypeTransfer
Record UpdatedMay 20, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address687 CORNETT BRANCH RD, 687, LAKE OZARK, MO 65049-4809

Transferred To (Grantee/Buyer)

NameVerified Name
Address1873 HIGH GROVE DRIVE, LAKE OZARK, MO 65049

Mortgage

Document Number2021R040341
DateMay 7, 2021
Instrument2021R-040341
Lender
NameFIRST NATIONAL BANK OF WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,958 (-)$341,883 (-) Land $65,000 Building $276,883
2025$4,171.00 (+4.67%)$64,958 (+7.8%)$341,883 (+7.8%) Land $65,000 Building $276,883
2024$3,985.00 (+16.32%)
2023$60,257 (+25.19%)
2022$3,426.00$48,131$317,143 (+25.19%) Land $50,000 Building $267,143
2021$253,321 Land $40,000 Building $213,321

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Socket Telecom, Verizon, Wisper ISP.

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