1857 Highgrove Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1857 Highgrove Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 1997
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (Feb 2013)
Tax Bill	$3,714 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A972001999`

Property Details

APN / Parcel Number

Primary APN	`A972001999`
Alternative APN	`2-0098-7651-00-0075.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,535 sqft Living Area
Gross Area	3,445 sqft
1st Floor Area	1,535 sqft
Basement Area	1,503 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	151 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972001999
Street Address	1857 HIGHGROVE DR
City	O FALLON
State	MO
Zip	63366-4368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGROVE PL #1 LOT 75
Legal Subdivision	HIGHGROVE PL #1
Legal Lot Number	75
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3004
Census Tract	311604

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1857 HIGHGROVE DR, O FALLON, MO 63366-4368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Mar 6, 2018	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2013 · Amount on Record
Deed Sale	Feb 5, 2013 · Amount on Record
Prior Sale	Apr 2, 2007 · Amount on Record
Deed Document Number	2013101070
Deed Book / Page	5952 / 199
Prior Transfer Date	Apr 28, 2004
Prior Transfer Doc	0038690318
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1857 HIGHGROVE DR, O FALLON, MO 63366-4368
Document Number	0071850735
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1857 HIGHGROVE DR O FALLON MO 633664368, O FALLON, MO 63366-4368

Mortgage

Document Number	0071850735
Date	Nov 20, 2019
Book Page	007185/000735
Instrument	665100

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1857 HIGHGROVE DR, O FALLON, MO 63366-4368
Document Number	0068912362
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1857 HIGHGROVE DR O FALLON MO 633664368, O FALLON, MO 63366-4368

Mortgage

Document Number	0068912362
Date	Mar 16, 2018
Book Page	006891/002362
Instrument	139450

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 15, 2023

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,768 (-)	$304,041 (-) Land $65,000 Building $239,041
2025	$3,714.00 (+2%)	$57,768 (+5.04%)	$304,041 (+5.04%) Land $65,000 Building $239,041
2024	$3,641.00
2023		$54,997
2022			$289,460 Land $50,000 Building $239,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Socket Telecom, Verizon, Wisper ISP.

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