1877 E Ogden Cir, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1877 E Ogden Cir, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1958
Lot Size	0.218 acres (9,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,500 (Jan 2019)
Tax Bill	$4,407 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-5300-0039-00-0`

Property Details

APN / Parcel Number

Primary APN	`03-5300-0039-00-0`
Alternative APN	`11-03-5300-0039-00-0`

Interior

Full Baths	1 Bath
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Raised Ranch
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	132 ft deep x 72 ft wide
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1877 E OGDEN CIR
City	BENTON HARBOR
State	MI
Zip	49022-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 39 NAPIER OGDEN SUBDN
Legal Subdivision	NAPIER OGDEN SUB
Legal Lot Number	39
Legal Unit	39
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3004
Census Tract	2000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1877 E OGDEN CIR, BENTON HARBOR, MI 49022-6538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Jan 4, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Sep 1, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on Record
Deed Sale	Jan 4, 2019 · Amount on Record
Prior Sale	Jun 17, 2002 · Amount on Record
Deed Book / Page	3226 / 2402
Prior Transfer Date	Aug 31, 2017
Prior Transfer Doc	03182/0745
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1877 E OGDEN CIR, BENTON HARBOR, MI 49022-6538
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03271/2984
Date	Apr 16, 2020
Book Page	3271/2984

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 4, 2019
Property Address	1877 E OGDEN CIR, BENTON HARBOR, MI 49022-6538
Document Number	03226/2402
Book / Page	3226 / 2402
Map Reference	LB 13 PG 21
Instrument Date	Oct 17, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$752.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1781 OADEN AVE, BENTON HARBOR, MI 49022-7307

Mortgage

Document Number	0032262404
Date	Jan 4, 2019
Instrument	3226/2404

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2048

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Sep 1, 2017
Property Address	1877 E OGDEN CIR, BENTON HARBOR, MI 49022-6538
Document Number	03182/0745
Book / Page	3182 / 0745
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 SHIP ST, SAINT JOSEPH, MI 49085-1118

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,700 (+4.64%)	$135,400 (+4.64%)
2025	$4,407.00 (+58.58%)	$64,700 (+14.92%)	$129,400 (+14.92%)
2024	$2,779.00 (+10.5%)
2023		$56,300	$112,600
2022	$2,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Mercury Fiber, T-Mobile, Verizon.

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