1853 E Ogden Cir, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1853 E Ogden Cir, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1954
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$113,900 (Apr 2019)
Tax Bill	$2,163 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-5300-0041-00-4`

Property Details

APN / Parcel Number

Primary APN	`03-5300-0041-00-4`
Alternative APN	`11-03-5300-0041-00-4`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Basement Area	1,096 sqft
Unfinished Basement	1,096 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Raised Ranch
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	132 ft deep x 76 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1853 E OGDEN CIR
City	BENTON HARBOR
State	MI
Zip	49022-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 41 NAPIER OGDEN SUBDN
Legal Subdivision	NAPIER OGDEN SUB
Legal Lot Number	41
Legal Unit	41
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3004
Census Tract	2000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1853 E OGDEN CIR, BENTON HARBOR, MI 49022-6538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 22, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKE MICHIGAN CU
Apr 9, 2019	Warranty Deed, Transfer · FHA Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Apr 9, 2019 · Amount on Record
Deed Book / Page	3234 / 953
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1853 E OGDEN CIR, BENTON HARBOR, MI 49022-6538
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1853 E OGDEN CIR, BENTON HARBOR, MI 49022-6538

Mortgage

Document Number	03422/3380
Date	Mar 18, 2024
Book Page	3422/3380
Instrument	2024401984

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1853 E OGDEN CIR, BENTON HARBOR, MI 49022-6538
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1853 E OGDEN CIR, BENTON HARBOR, MI 49022-6538

Mortgage

Document Number	03371/2540
Date	Apr 22, 2022
Book Page	3371/2540
Instrument	2022351017

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 9, 2019
Property Address	1853 E OGDEN CIR, BENTON HARBOR, MI 49022-6538
Document Number	03234/0953
Book / Page	3234 / 0953
Map Reference	VOL 13 PG 21
Instrument Date	Apr 1, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5295 BENJAMIN DR, CHARLOTTE, MI 48813-7330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 E 12TH ST, HOLLAND, MI 49423-3745

Mortgage

Document Number	0003234955
Date	Apr 9, 2019
Instrument	3234/955

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,700 (+24.31%)	$153,400 (+24.31%)
2025	$2,163.00 (-9.76%)
2023		$61,700	$123,400
2022	$2,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Mercury Fiber, T-Mobile, Verizon.

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