1875 Cold Springs Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1875 Cold Springs Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,808 sqft · built 1991
Lot Size	4.36 acres (189,922 sqft)
Owner	Individual Name on Record
Tax Bill	$3,305 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`323-040-006-000`

Property Details

APN / Parcel Number

Primary APN	`323-040-006-000`
Alternative APNs	`32304006100` `3230400610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,808 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	189,922 sqft
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	1,360 sqft
Parking Spaces	5 Parking Spaces
Patio Area	1,808 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1875 COLD SPRINGS RD
City	PLACERVILLE
State	CA
Zip	95667-3001
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE10
Legal Description	SEC 10 10 10
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	2
Census Block	2011
Census Tract	31000

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1875 COLD SPRINGS RD, PLACERVILLE, CA 95667-3001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jun 11, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA
Jun 11, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 5, 2019
Transfer Doc	0000022398
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1875 COLD SPRINGS RD, PLACERVILLE, CA 95667-3001
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1875 COLD SPRINGS RD, PLACERVILLE, CA 95667-3001

Mortgage

Document Number	0000010739
Date	Feb 16, 2021
Instrument	2021-0010739

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1875 COLD SPRINGS RD, PLACERVILLE, CA 95667-3001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TTL NORTHERN CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038995
Date	Sep 18, 2019
Instrument	2019-0038995

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 11, 2019
Property Address	1875 COLD SPRINGS RD, PLACERVILLE, CA 95667-3001
Document Number	0000022397
Instrument Date	Jun 5, 2019
Instrument	22397
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1875 COLD SPRINGS RD PLACERVILLE CA 956673001, PLACERVILLE, CA 95667-3001

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 11, 2019
Property Address	1875 COLD SPRINGS RD, PLACERVILLE, CA 95667-3001
Document Number	0000022398
Instrument Date	Jun 5, 2019
Instrument	22398
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1875 COLD SPRINGS RD PLACERVILLE CA 956673001, PLACERVILLE, CA 95667-3001

Mortgage

Document Number	22399
Date	Jun 11, 2019
Instrument	22399

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	CORSICANA, TX 75109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$326,418 (+2%) Land $142,467 Building $183,951
2025	$3,305.00 (+4.16%) Homeowner's exemption	$320,019 (+4.04%) Land $139,674 Building $180,345
2023	$3,173.00 (+1.5%) Homeowner's exemption	$307,594 Land $134,251 Building $173,343
2022	$3,126.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cold Springs Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures