1863 Cold Springs Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1863 Cold Springs Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 1954
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Feb 2024)
Tax Bill	$5,136 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`323-040-004-000`

Property Details

APN / Parcel Number

Primary APN	`323-040-004-000`
Alternative APNs	`32304004100` `3230400410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,968 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	47,045 sqft
Terrain	Gentle Slope
Parking Spaces	1 Parking Space
Patio Area	1,968 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1863 COLD SPRINGS RD
City	PLACERVILLE
State	CA
Zip	95667-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE10
Legal Description	SEC 10 10 10
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	2
Census Block	2011
Census Tract	31000

Owner

1863 Cold Springs Rd is owned and occupied by an individual who bought it in February 2024.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1863 COLD SPRINGS RD, PLACERVILLE, CA 95667-3001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Grant Deed, Transfer · FHA Mortgage GENHOME MORTGAGE CORP
May 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Prior Sale	Jul 29, 2008 · Amount on File
Deed Document Number	20245877
Prior Transfer Date	May 12, 2023
Prior Transfer Doc	0000013706
Record Updated	Oct 29, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 28, 2024
Property Address	1863 COLD SPRINGS RD, PLACERVILLE, CA 95667-3001
Document Number	0000005877
Instrument Date	Feb 6, 2024
Instrument	2024-0005877
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1863 COLD SPRINGS RD, PLACERVILLE, CA 95667-3001

Mortgage

Document Number	0000005878
Date	Feb 28, 2024
Instrument	2024-0005878

Lender

Name	GENHOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	May 16, 2019
Property Address	1863 COLD SPRINGS RD, PLACERVILLE, CA 95667-3001
Document Number	0000018715
Instrument Date	May 16, 2019
Instrument	18715
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3170 GOLD NUGGET WAY PLACERVILLE CA 956675421, PLACERVILLE, CA 95667-5421

Tax Assessment & Valuation

The 2025 property tax bill for 1863 Cold Springs Rd was $5,136, up 40.4% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$499,391 (+2%) Land $99,878 Building $399,513
2025	$5,136.00 (+40.44%)	$489,600 Land $97,920 Building $391,680
2024	$3,657.00 (+2.01%)
2023	$3,585.00 (+1.47%)	$340,363 Land $136,144 Building $204,219
2022	$3,533.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1863 Cold Springs Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1863 Cold Springs Rd is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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