18747 Elder Rd, Oregon City, OR 97045 Property Records

Clackamas County property record for 18747 Elder Rd, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,052 sqft · built 2012
Lot Size	0.139 acres (6,063 sqft)
Owner	2 Individual Names on File
Last Sale	$574,900 (Aug 2022)
Tax Bill	$7,574 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32E04CD05700`

Property Details

APN / Parcel Number

Primary APN	`32E04CD05700`
Alternative APN	`05024136`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,052 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	6,063 sqft (0.139 acres)

Location & Zoning

Account Number	05024136
Street Address	18747 ELDER RD
City	OREGON CITY
State	OR
Zip	97045-7763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	SUBDIVISION WALNUT GLEN 4343 LT 17
Legal Range	2E
Legal Township	3S
Legal Section	04
Legal Subdivision	WALNUT GLEN
Legal Lot Number	17
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3030
Census Tract	22302

Owner

18747 Elder Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Clackamas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18747 ELDER RD, OREGON CITY, OR 97045-7763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit RIVERMARK COMMUNITY CU
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 14, 2018	Deed of Trust, Mortgage · Line of Credit COLUMBIA CU
Feb 26, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on File
Deed Sale	Aug 17, 2022 · Amount on File
Prior Sale	Apr 24, 2015 · Amount on File
Deed Document Number	202245778
Prior Transfer Date	Feb 20, 2018
Prior Transfer Doc	0000011667
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 17, 2022
Property Address	18747 ELDER RD, OREGON CITY, OR 97045-7763
Document Number	0000045778
Instrument Date	Aug 16, 2022
Instrument	2022-045778
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18747 ELDER RD, OREGON CITY, OR 97045-7763

Mortgage

Document Number	0000045779
Date	Aug 17, 2022
Instrument	2022-045779

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	9.62%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	18747 ELDER RD, OREGON CITY, OR 97045-7763
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017465
Date	Mar 23, 2022
Instrument	2022-017465

Lender

Name	RIVERMARK COMMUNITY CU
Type	Credit Union
Address	BEAVERTON, OR 97076

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	18747 ELDER RD, OREGON CITY, OR 97045-7763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091606
Date	Nov 2, 2020
Instrument	2020-091606

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	18747 ELDER RD, OREGON CITY, OR 97045-7763
Document Number	0000030330
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18747 ELDER RD OREGON CITY OR 970457763, OREGON CITY, OR 97045-7763

Mortgage

Document Number	0000030330
Date	May 17, 2018
Instrument	30330

Lender

Name	COLUMBIA CU
Type	Credit Union
Address	VANCOUVER, WA 98666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 16, 2033

Interest

Rate Type	Adjustable Rate

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 26, 2018
Property Address	18747 ELDER RD, OREGON CITY, OR 97045-7763
Document Number	0000011667
Instrument Date	Feb 20, 2018
Instrument	2018-011667
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATL TITLE CO OF OR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18747 ELDER RD, OREGON CITY, OR 97045-7763

Mortgage

Document Number	0000011668
Date	Feb 26, 2018
Instrument	2018-011668

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 18747 Elder Rd was $7,574.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,574.00	$378,057	$672,349 Land $234,949 Building $437,400
2023	$6,702.00	$356,356	$657,022 Land $228,332 Building $428,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18747 Elder Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2009)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2009 · river or lake flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18747 Elder Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Also Mapped Here	CLACKAMAS RIVER WATER
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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