18739 Elder Rd, Oregon City, OR 97045 Property Records

Clackamas County property record for 18739 Elder Rd, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,450 sqft · built 2012
Lot Size	0.159 acres (6,917 sqft)
Owner	2 Individual Names on Record
Last Sale	$654,000 (Oct 2025)
Tax Bill	$8,298 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32E04CD05800`

Property Details

APN / Parcel Number

Primary APN	`32E04CD05800`
Alternative APN	`05024137`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,450 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	6,917 sqft (0.159 acres)

Location & Zoning

Account Number	05024137
Street Address	18739 ELDER RD
City	OREGON CITY
State	OR
Zip	97045-7763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	SUBDIVISION WALNUT GLEN 4343 LT 18
Legal Range	2E
Legal Township	3S
Legal Section	04
Legal Subdivision	WALNUT GLEN
Legal Lot Number	18
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	3
Census Block	3030
Census Tract	22302

Owner

Source: Clackamas County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	624 NE 110TH AVE, PORTLAND, OR 97220-3127
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA
Nov 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EXPRESS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	202541674
Prior Transfer Date	Jul 23, 2015
Prior Transfer Doc	0000050257
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 24, 2025
Property Address	18739 ELDER RD, OREGON CITY, OR 97045-7763
Document Number	0000041674
Map Reference	DOC 2012-016941
Instrument Date	Oct 20, 2025
Instrument	2025-041674
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18739 ELDER RD, OREGON CITY, OR 97045-7763

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	624 NE 110TH AVE, PORTLAND, OR 97220-3127

Mortgage

Document Number	0000041675
Date	Oct 24, 2025
Instrument	2025-041675

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Nov 1, 2021
Property Address	18739 ELDER RD, OREGON CITY, OR 97045-7763
Document Number	0000097662
Instrument Date	Oct 29, 2021
Instrument	2021-097662
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18739 ELDER RD, OREGON CITY, OR 97045-7763

Mortgage

Document Number	0000097663
Date	Nov 1, 2021
Instrument	2021-097663

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	18739 ELDER RD, OREGON CITY, OR 97045-7763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097970
Date	Nov 20, 2020
Instrument	2020-097970

Lender

Name	MORTGAGE EXPRESS LLC
Type	Mortgage Company
Address	PORTLAND, OR 97223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,298.00 (+13.01%)	$414,214 (+6.09%)	$731,219 (+2.31%) Land $234,949 Building $496,270
2023	$7,343.00	$390,437	$714,702 Land $228,332 Building $486,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2009)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2009 · river or lake flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Also Mapped Here	CLACKAMAS RIVER WATER
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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