1874 NC Highway 55 E, Kinston, NC 28501 Property Records

Lenoir County property record for 1874 NC Highway 55 E, Kinston, NC 28501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,332 sqft · built 1953
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,000 (Oct 2020)
Tax Bill	$868 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`454600569144`

Property Details

APN / Parcel Number

Primary APN	`454600569144`
Alternative APN	`13054`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,332 sqft Finished Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Roof Material	Other
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	194 ft deep x 176 ft wide
Porch	Slab
Canopy	594 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	1874 NC HIGHWAY 55 E
City	KINSTON
State	NC
Zip	28501-7358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1874 HWY 55 EAST 1874 HWY 55 EAST
Jurisdiction	LENOIR NC
Township / Civil Division	KINSTON
Census Block Group	4
Census Block	4000
Census Tract	10100

Owner

Source: Lenoir County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1874 NC HIGHWAY 55 E, KINSTON, NC 28501-7358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Deed Book / Page	1895 / 336
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Oct 5, 2020
Property Address	1874 NC HIGHWAY 55 E, KINSTON, NC 28501-7358
Document Number	0018950336
Book / Page	1895 / 336
Instrument Date	Oct 1, 2020
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1738 DUNN FAMILY RD, 1738, KINSTON, NC 28501-7313

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4062 WYSE FORK RD, DOVER, NC 28526-7500

Mortgage

Document Number	1895341
Date	Oct 5, 2020
Instrument	1895/341

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$868.00 (-9.39%)	$119,409 (-) Land $15,688 Building $103,721	$119,409 (-) Land $15,688 Building $103,721
2025	$958.00 (+14.18%)	$119,409 (+45.78%) Land $15,688 Building $103,721	$119,409 (+45.78%) Land $15,688 Building $103,721
2023	$839.00	$81,909 Land $13,272 Building $68,637	$81,909 Land $13,272 Building $68,637

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2016)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH LENOIR WATER CORP private · serves 15,494 people · EPA ID NC0454025
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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