1848 NC Highway 55 E, Kinston, NC 28501 Property Records

Lenoir County property record for 1848 NC Highway 55 E, Kinston, NC 28501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,266 sqft · built 1962
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on Record
Last Sale	$75,500 (Dec 2020)
Tax Bill	$952 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454600566165`

Property Details

APN / Parcel Number

Primary APN	`454600566165`
Alternative APN	`9245`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,266 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	38,768 sqft (0.89 acres)
Garage Type	Carport
Garage Area	247 sqft
Carport	Carport
Carport Area	247 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	147 sqft
Utility Building	65 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1848 NC HIGHWAY 55 E
City	KINSTON
State	NC
Zip	28501-7358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HWY 55 EAST 1848 HWY 55 EAST
Legal Subdivision	Z V WEST AND BESSIE K WEST PROPERTY
Jurisdiction	LENOIR NC
Township / Civil Division	KINSTON
Census Block Group	4
Census Block	4000
Census Tract	10100

Owner

Source: Lenoir County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1848 NC HIGHWAY 55 E, KINSTON, NC 28501-7358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Nov 16, 2018 · Amount on Record
Deed Book / Page	1903 / 751
Prior Transfer Date	Sep 21, 2007
Prior Transfer Doc	0015210605
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Dec 31, 2020
Property Address	1848 NC HIGHWAY 55 E, KINSTON, NC 28501-7358
Document Number	0019030751
Book / Page	1903 / 751
Map Reference	MB 7 PG 56
Instrument Date	Dec 31, 2020
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$151.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	743 BRITISH RD, 743, KINSTON, NC 28501-9029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1848 NC HIGHWAY 55 E, KINSTON, NC 28501-7358

Mortgage

Document Number	1903755
Date	Dec 31, 2020
Instrument	1903/755

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$952.00 (-9.59%)	$131,083 (-) Land $12,127 Building $118,956	$131,083 (-) Land $12,127 Building $118,956
2025	$1,053.00 (+32.62%)	$131,083 (+73.77%) Land $12,127 Building $118,956	$131,083 (+73.77%) Land $12,127 Building $118,956
2023	$794.00	$75,435 Land $9,240 Building $66,195	$75,435 Land $9,240 Building $66,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2016)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH LENOIR WATER CORP private · serves 15,494 people · EPA ID NC0454025
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: HarvestBeam.

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