18739 Falling River Dr, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 18739 Falling River Dr, Gaithersburg, MD 20879

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,160 sqft · built 2007
Lot Size0.031 acres (1,360 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Oct 2017)
Tax Bill$4,509 (2025)
Deeds & MortgagesJun 2020 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-03548564

Property Details

APN / Parcel Number

Primary APN09-03548564
Alternative APN
  • 03548564

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,160 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,360 sqft (0.031 acres)
Deck Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number03548564
Street Address18739 FALLING RIVER DR
CityGAITHERSBURG
StateMD
Zip20879-6228
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRT8.0
Legal DescriptionWHETSTONE RUN
Legal SubdivisionWHETSTONE RUN
Legal Block3
Legal Lot Number2
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group3
Census Block3005
Census Tract700733

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18739 FALLING RIVER DR, GAITHERSBURG, MD 20879-6228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2020Deed of Trust, Mortgage · Conventional with PMI
CALIBER HM LOANS
Oct 4, 2017Grant Deed, Transfer · FHA Mortgage
APEX HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2017 · Amount on Record
Deed SaleOct 4, 2017 · Amount on Record
Prior SaleJan 29, 2008 · Amount on Record
Deed Book / Page55024 / 55
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18739 FALLING RIVER DR, GAITHERSBURG, MD 20879-6228
Document Number0599320301
Instrument DateJun 19, 2020
Transaction TypeMortgage
Record UpdatedAug 3, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18739 FALLING RIVER DR GAITHERSBURG MD 208796228, GAITHERSBURG, MD 20879-6228

Mortgage

Document Number0599320301
DateJun 26, 2020
Book Page059932/000301
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJun 25, 2035

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateOct 4, 2017
Property Address18739 FALLING RIVER DR, GAITHERSBURG, MD 20879-6228
Document Number0550240055
Book / Page055024 / 000055
Instrument DateSep 14, 2017
Transaction TypeTransfer
Record UpdatedOct 17, 2017
Title CompanyREALTY TITLE INC, REAL TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address18739 FALLING RIVER DR GAITHERSBURG MD 208796228, GAITHERSBURG, MD 20879-6228

Mortgage

Document Number550240062
DateOct 4, 2017
Book Page055024/000062
Lender
NameAPEX HM LNS
TypeFunding / Finance Company
AddressROCKVILLE, MD 20852
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 3, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$446,700 (+7.92%) Land $150,000 Building $296,700$446,700 (-) Land $150,000 Building $296,700
2025$4,509.00 (+31.23%)$413,900 (+18.83%)$446,700 (+28.25%) Land $150,000 Building $296,700
2023$348,300 Land $150,000 Building $198,300$348,300 Land $150,000 Building $198,300
2022$3,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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