18728 Falling River Dr, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 18728 Falling River Dr, Gaithersburg, MD 20879

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,020 sqft · built 2008
Lot Size0.032 acres (1,380 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Aug 2019)
Tax Bill$4,420 (2025)
Deeds & MortgagesJul 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-03548644

Property Details

APN / Parcel Number

Primary APN09-03548644
Alternative APN
  • 03548644

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,020 sqft Living Area
1st Floor Area740 sqft
Basement Area540 sqft
Finished Basement540 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,380 sqft (0.032 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number03548644
Street Address18728 FALLING RIVER DR
CityGAITHERSBURG
StateMD
Zip20879-6227
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRT8.0
Legal DescriptionWHETSTONE RUN
Legal SubdivisionWHETSTONE RUN
Legal Block3
Legal Lot Number31
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group3
Census Block3005
Census Tract700733

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address18728 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2020Deed of Trust, Mortgage · VA Mortgage
EQUITY RSRCS
Aug 30, 2019Grant Deed, Transfer · VA Mortgage
EQUITY RSRCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2019 · Amount on Record
Deed SaleAug 30, 2019 · Amount on Record
Prior SaleFeb 28, 2008 · Amount on Record
Deed Book / Page58097 / 191
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18728 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227
Document Number0601160183
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyCAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18728 FALLING RIVER DR GAITHERSBURG MD 208796227, GAITHERSBURG, MD 20879-6227

Mortgage

Document Number0601160183
DateJul 23, 2020
Book Page060116/000183
Lender
NameEQUITY RSRCS
TypeFunding / Finance Company
AddressNEWARK, OH 43055
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 22, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateAug 30, 2019
Property Address18728 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227
Document Number0580970191
Book / Page058097 / 000191
Instrument DateJul 19, 2019
Transaction TypeTransfer
Record UpdatedSep 25, 2019
Title CompanyCAPITOL SETTLEMENTS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$335.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18728 FALLING RIVER DR GAITHERSBURG MD 208796227, GAITHERSBURG, MD 20879-6227

Mortgage

Document Number580970198
DateAug 30, 2019
Book Page058097/000198
Lender
NameEQUITY RSRCS
TypeFunding / Finance Company
AddressNEWARK, OH 43055
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$443,100 (+8.79%) Land $150,000 Building $293,100$443,100 (-) Land $150,000 Building $293,100
2025$4,420.00 (+35.13%)$407,300 (+21.33%)$443,100 (+31.99%) Land $150,000 Building $293,100
2023$335,700 Land $150,000 Building $185,700$335,700 Land $150,000 Building $185,700
2022$3,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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