18735 Traverse Ln, Big Lake, MN 55309 Property Records

Sherburne County property record for 18735 Traverse Ln, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,087 sqft · built 2005
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$226,600 (Sep 2017)
Tax Bill	$3,724 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-524-0518`

Property Details

APN / Parcel Number

Primary APN	`65-524-0518`
Alternative APNs	`65-00524-0518` `30515`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,087 sqft Living Area
1st Floor Area	1,087 sqft
Basement Area	878 sqft
Finished Basement	878 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	630 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	273 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30515
Street Address	18735 TRAVERSE LN
City	BIG LAKE
State	MN
Zip	55309-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, BLK 5
Legal Range	27W
Legal Township	33N
Legal Section	30
Legal Subdivision	MEADOWS OF BIG LAKE
Legal Block	5
Legal Lot Number	9
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	3
Census Block	3013
Census Tract	30410

Owner

18735 Traverse Ln is owned and occupied by an individual who bought it in September 2017.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	18735 TRAVERSE LN, BIG LAKE, MN 55309-4703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Prior Sale	Oct 26, 2005 · Amount on File
Deed Document Number	2017844777
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 8, 2017
Property Address	18735 TRAVERSE LN, BIG LAKE, MN 55309-4703
Document Number	0000844777
Instrument Date	Sep 5, 2017
Instrument	844777
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$747.78
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18735 TRAVERSE LN, BIG LAKE, MN 55309-4703

Mortgage

Document Number	0000844778
Date	Sep 8, 2017
Instrument	844778

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18735 Traverse Ln was $3,724 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,500 (+1.36%) Land $79,400 Building $233,100	$312,500 (+1.36%) Land $79,400 Building $233,100
2025	$3,724.00	$308,300 Land $79,400 Building $228,900	$308,300 Land $79,400 Building $228,900
2023	$3,606.00	$305,600 Land $77,800 Building $227,800
2021			$305,600 Land $77,800 Building $227,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18735 Traverse Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18735 Traverse Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20