18722 Cottingham Dr, Staples, MN 56479 Property Records

Wadena County property record for 18722 Cottingham Dr, Staples, MN 56479

Property Summary

Property Type	Seasonal / Vacation Home
Details	454 sqft · built 2020
Lot Size	28.2 acres (1,230,570 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,100 (2026)
Deeds & Mortgages	Sep 2023 Transfer Mar 2017 Mortgage + 1 more
APN	`03-023-1020`

Property Details

APN / Parcel Number

Primary APN	`03-023-1020`

Interior

Building Area	454 sqft Living Area
Basement Area	384 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	1,230,570 sqft (28.2 acres)
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Street Address	18722 COTTINGHAM DR
City	STAPLES
State	MN
Zip	56479
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	A2
Legal Description	28.25 AC - GOV LOT 1 CANNOT BE SOLD SEPARTELY FROM 03.024.2015
Legal Range	033
Legal Township	135
Legal Section	23
Legal Lot Number	1
Jurisdiction	WADENA MN
Township / Civil Division	BULLARD
Census Block Group	1
Census Block	1055
Census Tract	480200

Owner

Source: Wadena County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5483 230TH ST, SAINT CLOUD, MN 56301-9233
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Transfer on Death Deed, Transfer
Mar 3, 2017	Deed of Trust, Mortgage AMERICAN FEDERAL BANK
Jun 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 28, 2017
Transfer Doc	247138
Record Updated	Sep 20, 2026

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WADENA MN
Recording Date	Sep 25, 2023
Property Address	18722 COTTINGHAM DR, STAPLES, MN 56479
Document Number	0000265410
Instrument Date	Sep 25, 2023
Instrument	265410
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5483 230TH ST, SAINT CLOUD, MN 56301-9233

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	18722 COTTINGHAM DR, STAPLES, MN 56479
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	246335
Date	Mar 3, 2017
Instrument	246335

Lender

Name	AMERICAN FEDERAL BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2027

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WADENA MN
Recording Date	Jun 19, 2017
Property Address	18722 COTTINGHAM DR, STAPLES, MN 56479
Document Number	247138
Instrument Date	Apr 28, 2017
Instrument	247138
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$1.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5483 230TH ST, SAINT CLOUD, MN 56301-9233

Tax Assessment & Valuation

Source: Wadena County assessment roll, as of September 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
County Subdivision	Bullard Township
Unified School District	Staples-Motley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,100.00 (+16.53%)
2025	$944.00 (+43.03%)	$123,000 (+30.71%) Land $86,100 Building $36,900	$123,000 (+30.71%) Land $86,100 Building $36,900
2023	$660.00	$94,100 Land $55,200 Building $38,900	$94,100 Land $55,200 Building $38,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 78% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Central Telephone Association Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cottingham Dr

Nearby Streets

All Staples, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures