18428 Cottingham Dr, Staples, MN 56479 Property Records

Wadena County property record for 18428 Cottingham Dr, Staples, MN 56479

Property Summary

Property Type	Seasonal / Vacation Home
Details	576 sqft · built 1992
Lot Size	38.2 acres (1,665,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Mar 2021)
Tax Bill	$2,246 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2021 Sale + 2 more
APN	`03-024-2010`

Property Details

APN / Parcel Number

Primary APN	`03-024-2010`

Interior

Stories	1 Story
Building Area	576 sqft Living Area
Basement Area	576 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	1,665,299 sqft (38.2 acres)

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	Deck Area
Pole Barn	99 sqft

Location & Zoning

Street Address	18428 COTTINGHAM DR
City	STAPLES
State	MN
Zip	56479
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	S1
Legal Description	38.23 AC - GOV LOT 9 EXC THAT PT DESC AS FOLLOWS:COMM AT THE SE CORNER OF GOV LT 1 AKA THE NE1/4 NE1/4 OF SEC 23;
Legal Range	033
Legal Township	135
Legal Section	24
Legal Lot Number	1
Jurisdiction	WADENA MN
Township / Civil Division	BULLARD
Census Block Group	1
Census Block	1055
Census Tract	480200

Owner

Source: Wadena County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 BRIDGEPORT DR, SARTELL, MN 56377-2044
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Mar 11, 2021	Warranty Deed, Transfer HOME TOWN TITLE LLC, HOME TOWN TITLE
Jun 19, 2017	Contract Sale, Transfer
Jun 19, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	2021257632
Prior Transfer Date	Apr 28, 2017
Prior Transfer Doc	0000247138
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	18428 COTTINGHAM DR, STAPLES, MN 56479
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000257438
Date	Feb 18, 2021
Instrument	257438

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WADENA MN
Recording Date	Mar 11, 2021
Property Address	18428 COTTINGHAM DR, STAPLES, MN 56479
Document Number	0000257632
Instrument Date	Feb 16, 2021
Instrument	257632
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	HOME TOWN TITLE LLC, HOME TOWN TITLE

Transaction

Amount	Amount Recorded
Tax	$313.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 BRIDGEPORT DR, SARTELL, MN 56377-2044

June 2017: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	WADENA MN
Recording Date	Jun 19, 2017
Property Address	18428 COTTINGHAM DR, STAPLES, MN 56479
Document Number	0000247139
Instrument Date	Jun 12, 2017
Instrument	247139
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 BRIDGEPORT DR, SARTELL, MN 56377-2044

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WADENA MN
Recording Date	Jun 19, 2017
Property Address	18428 COTTINGHAM DR, STAPLES, MN 56479
Document Number	0000247138
Instrument Date	Apr 28, 2017
Instrument	247138
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$1.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5483 230TH ST, SAINT CLOUD, MN 56301-9233

Tax Assessment & Valuation

Source: Wadena County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
County Subdivision	Bullard Township
Unified School District	Staples-Motley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,246.00 (+23.81%)	$244,200 (+0.66%) Land $186,200 Building $58,000	$244,200 (+0.66%) Land $186,200 Building $58,000
2025		$242,600 (+23.59%) Land $183,400 Building $59,200	$242,600 (+23.59%) Land $183,400 Building $59,200
2023	$1,814.00	$196,300 Land $147,800 Building $48,500	$196,300 Land $147,800 Building $48,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Central Telephone Association Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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