Hillsborough County property record for 18720 Arbor Dr, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,408 sqft · built 1976 |
| Lot Size | 0.729 acres (31,756 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Dec 2025) |
| Tax Bill | $6,833 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 013349-0000 |
| Primary APN | 013349-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Gross Area | 2,000 sqft |
| 1st Floor Area | 1,408 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 31,756 sqft (0.729 acres) |
| Lot Dimensions | 175 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 112 sqft |
| Patio Area | 448 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0133490000 |
|---|---|
| Street Address | 18720 ARBOR DR |
| City | LUTZ |
| State | FL |
| Zip | 33548-5007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | LOT BEG 1829.5 FT N OF SE COR OF SEC & RUN N 59.5 FT W 600 FT S 59.5 FT AND E 600 FT TO BEG |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 10 |
| Legal Subdivision | UNPLATTED |
| Legal Lot Number | 51530 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11103 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18720 ARBOR DR, LUTZ, FL 33548-5007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Dec 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 22, 2020 | Warranty Deed, Transfer · FHA Mortgage PREFERRED LENDING SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on Record |
| Deed Sale | Dec 16, 2025 · Amount on Record |
| Prior Sale | Sep 22, 2020 · Amount on Record |
| Deed Document Number | 2025530081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 16, 2025 |
| Property Address | 18720 ARBOR DR, LUTZ, FL 33548-5007 |
| Document Number | 0000530081 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 2025530081 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13710 MILL PL, ODESSA, FL 33556-4020 |
| Name | Verified Name |
|---|---|
| Address | 18720 ARBOR DR, LUTZ, FL 33548-5007 |
| Document Number | 0000530082 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2025530082 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 22, 2020 |
| Property Address | 18720 ARBOR DR, LUTZ, FL 33548-5007 |
| Document Number | 0000389700 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020389700 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST TITLE SOURCE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,198.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 157, GULF HAMMOCK, FL 32639-0157 |
| Name | Verified Name |
|---|---|
| Address | 18720 ARBOR DR, LUTZ, FL 33548-5007 |
| Document Number | 0000389701 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020389701 |
| Name | PREFERRED LENDING SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,511 (-1.29%) Land $208,503 Building $170,008 | $378,511 (-1.29%) Land $208,503 Building $170,008 | |
| 2025 | $6,833.00 (+18.86%) Homeowner's exemption | $383,475 (+21.13%) Land $208,503 Building $174,972 | $383,475 (+21.13%) Land $208,503 Building $174,972 |
| 2023 | $5,749.00 (+6.68%) | $316,570 (-0.81%) Land $159,162 Building $157,408 | $316,570 (-0.81%) Land $159,162 Building $157,408 |
| 2022 | $5,389.00 | $319,159 Land $159,162 Building $159,997 | $319,159 Land $159,162 Building $159,997 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 63.9 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 13 (1988–2024) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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