1872 Strand Way, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1872 Strand Way, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	2,658 sqft · built 1978
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on Record
Tax Bill	$4,249 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`061-072-003`

Property Details

APN / Parcel Number

Primary APN	`061-072-003`

Interior

Stories	3 Stories
Building Area	2,658 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1872 STRAND WAY
City	OCEANO
State	CA
Zip	93445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEANO BCH SB 2 BL 36 LT 20
Legal Subdivision	OCEANO BEACH 02
Legal Block	36
Legal Lot Number	20
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2075
Census Tract	12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10855 W LOYOLA DR, LOS ALTOS, CA 94024-6561
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL ALLIANCE LLC
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PPARSE VENTURES LP
Jul 2, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 26, 1996
Transfer Doc	0000048906
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1872 STRAND WAY, OCEANO, CA 93445
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10855W W LOYOLA DR, LOS ALTOS, CA 94024-6561

Mortgage

Document Number	0000019895
Date	May 5, 2022
Instrument	2022019895

Lender

Name	CAPITAL ALLIANCE LLC
Type	Non-Lending Institution
Address	SAN RAFAEL, CA 94901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1872 STRAND WAY, OCEANO, CA 93445
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10855 W LOYOLA DR, LOS ALTOS, CA 94024-6561

Mortgage

Document Number	0000029044
Date	Apr 19, 2021
Instrument	2021029044

Lender

Name	PPARSE VENTURES LP
Type	Non-Lending Institution
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2022

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 2, 2019
Property Address	1872 STRAND WAY, OCEANO, CA 93445
Document Number	0000025732
Instrument Date	Jun 14, 2019
Instrument	25732
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1872 STRAND WAY OCEANO CA 93445, OCEANO, CA 93445

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$374,230 (+2%) Land $127,047 Building $247,183
2025	$4,249.00 (+4.68%)	$366,893 (+4.04%) Land $124,556 Building $242,337
2023	$4,059.00 (+1.42%)	$352,648 Land $119,720 Building $232,928
2022	$4,002.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 individual policies
Nearby Flood Policies	89 units insured incl. 56 condo units
Nearby Flood Claims	2 (2010)
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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