1832 Strand Way, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1832 Strand Way, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,577 sqft · built 1966
Lot Size	0.069 acres (3,000 sqft)
Owner	Company Name on File
Last Sale	$1,175,000 (Feb 2015)
Tax Bill	$15,415 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`061-072-030`

Property Details

APN / Parcel Number

Primary APN	`061-072-030`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,577 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Wood
Lot Area	3,000 sqft (0.069 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1832 STRAND WAY
City	OCEANO
State	CA
Zip	93445-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	OCEANO BCH SUB 2 BL 36 LT 15
Legal Subdivision	OCEANO BCH SUB 2
Legal Block	36
Legal Lot Number	15
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2075
Census Tract	12201

Owner

1832 Strand Way is owned by a company that bought it in February 2015.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	649 S GRAND AVE, PASADENA, CA 91105-2422
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 31, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2015 · Amount on File
Deed Sale	Feb 27, 2015 · Amount on File
Prior Sale	Mar 18, 2004 · Amount on File
Deed Document Number	20158410
Prior Transfer Date	Oct 25, 1994
Prior Transfer Doc	0000067745
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 30, 2021
Property Address	1832 STRAND WAY, OCEANO, CA 93445-9752
Document Number	0000059871
Map Reference	MB A PG 150
Instrument Date	Aug 25, 2021
Instrument	2021059871
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 S GRAND AVE, PASADENA, CA 91105-2422

Mortgage

Document Number	0000059872
Date	Aug 30, 2021
Instrument	2021059872

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 31, 2021
Property Address	1832 STRAND WAY, OCEANO, CA 93445-9752
Document Number	0000060276
Map Reference	MB A PG 150
Instrument Date	Aug 25, 2021
Instrument	2021060276
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	649 S GRAND AVE, PASADENA, CA 91105-2422

Tax Assessment & Valuation

The 2025 property tax bill for 1832 Strand Way was $15,415.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,440,406 (+2%) Land $1,103,294 Building $337,112
2025	$15,415.00	$1,412,163 Land $1,081,661 Building $330,502
2023	$14,748.00 (+1.51%)	$1,357,328 Land $1,039,659 Building $317,669
2022	$14,529.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1832 Strand Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 individual policies
Nearby Flood Policies	89 units insured incl. 56 condo units
Nearby Flood Claims	2 (2010)
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1832 Strand Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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