1872 Key West Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1872 Key West Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1968
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual on Record
Last Sale	$187,500 (Apr 2007)
Tax Bill	$1,280 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014.019.04009074`

Property Details

APN / Parcel Number

Primary APN	`014.019.04009074`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	960 sqft
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	68 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1872 KEY WEST DR
City	ARNOLD
State	MO
Zip	63010-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	KEY WEST ESTS 2 CORRECTED LOT 65
Legal Range	6E
Legal Township	43N
Legal Section	19
Legal Subdivision	KEY WEST ESTS 2
Legal Block	1
Legal Lot Number	65
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1012
Census Tract	700118

Owner

Source: Jefferson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1872 KEY WEST DR, ARNOLD, MO 63010-1246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL COMPANY
Jun 8, 2020	Deed of Trust, Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2007 · Amount on Record
Deed Sale	Apr 18, 2007 · Amount on Record
Prior Sale	Jun 10, 2005 · Amount on Record
Deed Document Number	200717919
Last Transfer Date	Dec 13, 2010
Transfer Doc	2010R043742
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Jul 1, 2026
Property Address	1872 KEY WEST DR, ARNOLD, MO 63010-1246
Document Number	0000017781
Instrument Date	Jun 25, 2026
Instrument	202617781
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	TITLE PARTNERS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1872 KEY WEST DR, ARNOLD, MO 63010-1246

Mortgage

Document Number	0000017781,
Date	Jul 1, 2026
Instrument	202617781

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1872 KEY WEST DR, ARNOLD, MO 63010-1246
Document Number	0000020873
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1872 KEY WEST DR ARNOLD MO 630101246, ARNOLD, MO 63010-1246

Mortgage

Document Number	0000020873
Date	Jun 16, 2020
Instrument	20873

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,280.00 (+3.98%)	$18,900 (+7.39%) Land $2,300 Building $16,600	$99,200 (-) Land $12,000 Building $87,200
2024	$1,231.00 (+0.65%)		$99,200 (+7.01%) Land $12,000 Building $87,200
2023	$1,223.00	$17,600 Land $2,300 Building $15,300	$92,700 Land $12,000 Building $80,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–1998)
Claims Outside the SFHA	17 of 28
Most Recent Claim	Apr 1998 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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