1869 Key West Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1869 Key West Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,248 sqft · built 1962
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,400 (Oct 2018)
Tax Bill	$1,399 (2024)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014.019.04010001`

Property Details

APN / Parcel Number

Primary APN	`014.019.04010001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	1,248 sqft
Basement Area	500 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Open Frame Porch
Porch Area	276 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1869 KEY WEST DR
City	ARNOLD
State	MO
Zip	63010-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	KEY WEST ESTS 2 CORRECTED LOTS 68 & 69
Legal Range	6E
Legal Township	43N
Legal Section	19
Legal Subdivision	KEY WEST ESTS 2
Legal Block	1
Legal Lot Number	68,69
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1011
Census Tract	700118

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1869 KEY WEST DR, ARNOLD, MO 63010-1245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2019	Deed of Trust, Mortgage · VA Mortgage DAS ACQUISITION
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 22, 2018	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
Apr 12, 2018	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2018 · Amount on Record
Deed Sale	Oct 22, 2018 · Amount on Record
Prior Sale	Oct 19, 2000 · Amount on Record
Deed Document Number	201832309
Prior Transfer Date	Oct 16, 2000
Prior Transfer Doc	1024001249
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1869 KEY WEST DR, ARNOLD, MO 63010-1245
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021179
Date	Jul 22, 2019
Instrument	2019R-021179

Lender

Name	DAS ACQUISITION
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1869 KEY WEST DR, ARNOLD, MO 63010-1245
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037889
Date	Oct 8, 2020
Instrument	2020R-037889

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 22, 2018
Property Address	1869 KEY WEST DR, ARNOLD, MO 63010-1245
Document Number	0000032309
Instrument Date	Oct 17, 2018
Instrument	32309
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1869 KEY WEST DR ARNOLD MO 630101245, ARNOLD, MO 63010-1245

Mortgage

Document Number	32310
Date	Oct 22, 2018
Instrument	32310

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1869 KEY WEST DR, ARNOLD, MO 63010-1245
Document Number	0000011716
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1869 KEY WEST DR ARNOLD MO 630101245, ARNOLD, MO 63010-1245

Mortgage

Document Number	0000011716
Date	Apr 19, 2018
Instrument	11716

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,700 (+8.5%) Land $2,300 Building $19,400	$114,300 (-) Land $12,000 Building $102,300
2024	$1,399.00 (+0.65%)		$114,300 (+8.75%) Land $12,000 Building $102,300
2023	$1,390.00	$20,000 Land $2,300 Building $17,700	$105,100 Land $12,000 Building $93,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–1998)
Claims Outside the SFHA	17 of 28
Most Recent Claim	Apr 1998 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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