Harris County property record for 18718 Terrapin Dr, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,646 sqft · built 2015 |
| Lot Size | 0.229 acres (9,964 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $521,300 (Jan 2016) |
| Tax Bill | $20,813 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134-469-004-0005 |
| Primary APN | 134-469-004-0005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,646 sqft Living Area |
| 1st Floor Area | 2,786 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,964 sqft (0.229 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 455 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1344690040005 |
|---|---|
| Street Address | 18718 TERRAPIN DR |
| City | CYPRESS |
| State | TX |
| Zip | 77433-4831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 4 BRIDGELAND HIDDEN CREEK SEC 7 |
| Legal Subdivision | BRIDGELAND HIDDEN CREEK SEC 7 |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 543004 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18718 TERRAPIN DR, CYPRESS, TX 77433-4831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jan 17, 2017 | Deed of Trust, Mortgage · ARM AAXY LLC |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Oct 1, 2019 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2016 · Amount on File |
| Deed Sale | Jan 4, 2016 · Amount on File |
| Deed Document Number | 20161510 |
| Last Transfer Date | Jun 5, 2020 |
| Transfer Doc | 0000241898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 18718 TERRAPIN DR, CYPRESS, TX 77433-4831 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | CHICAGO TITLE/FL KEYS, CHICAGO TITLE OF TEXAS |
| Name | Verified Name |
|---|
| Document Number | 0000186404 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021-186404 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 18718 TERRAPIN DR, CYPRESS, TX 77433-4831 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019620 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 20170019620 |
| Name | AAXY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | AUSTIN, TX 78729 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 18718 TERRAPIN DR, CYPRESS, TX 77433-4831 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000429130 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019-429130 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 1, 2019 |
| Property Address | 18718 TERRAPIN DR, CYPRESS, TX 77433-4831 |
| Document Number | 0000436240 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 436240 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18718 TERRAPIN DR CYPRESS TX 774334831, CYPRESS, TX 77433-4831 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $885,929 (+0.58%) Land $183,265 Building $702,664 | $885,929 (+0.58%) Land $183,265 Building $702,664 | |
| 2025 | $20,813.00 (+315.35%) Homeowner's exemption | $880,786 (+4.58%) Land $183,265 Building $697,521 | $880,786 (+4.58%) Land $183,265 Building $697,521 |
| 2024 | $5,011.00 (+20.2%) | ||
| 2023 | $842,221 Land $166,811 Building $675,410 | $842,221 Land $166,811 Building $675,410 | |
| 2022 | $4,169.00 (+14.28%) | ||
| 2020 | $3,648.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 445 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 445 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 419 serves 7,389 people · EPA ID TX1013335 |
|---|---|
| Water Source | Purchased groundwater from HARRIS COUNTY MUD 418 |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures