18718 Terrapin Dr, Cypress, TX 77433 Property Records

Harris County property record for 18718 Terrapin Dr, Cypress, TX 77433

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,646 sqft · built 2015
Lot Size0.229 acres (9,964 sqft)
Owner2 Individual Names on File
Last Sale$521,300 (Jan 2016)
Tax Bill$20,813 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jan 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN134-469-004-0005

Property Details

APN / Parcel Number

Primary APN134-469-004-0005
Alternative APN
  • 0471070000009

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area4,646 sqft Living Area
1st Floor Area2,786 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Lot Area9,964 sqft (0.229 acres)
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area455 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1344690040005
Street Address18718 TERRAPIN DR
CityCYPRESS
StateTX
Zip77433-4831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 BLK 4 BRIDGELAND HIDDEN CREEK SEC 7
Legal SubdivisionBRIDGELAND HIDDEN CREEK SEC 7
Legal Block4
Legal Lot Number5
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group1
Census Block1039
Census Tract543004

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address18718 TERRAPIN DR, CYPRESS, TX 77433-4831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Jan 17, 2017Deed of Trust, Mortgage · ARM
AAXY LLC
Sep 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Oct 1, 2019Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2016 · Amount on File
Deed SaleJan 4, 2016 · Amount on File
Deed Document Number20161510
Last Transfer DateJun 5, 2020
Transfer Doc0000241898
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address18718 TERRAPIN DR, CYPRESS, TX 77433-4831
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanyCHICAGO TITLE/FL KEYS, CHICAGO TITLE OF TEXAS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000186404
DateApr 7, 2021
Instrument2021-186404
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2036

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address18718 TERRAPIN DR, CYPRESS, TX 77433-4831
Transaction TypeMortgage
Record UpdatedSep 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019620
DateJan 17, 2017
Instrument20170019620
Lender
NameAAXY LLC
TypeNon-Lending Institution
AddressAUSTIN, TX 78729
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueFeb 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateFeb 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address18718 TERRAPIN DR, CYPRESS, TX 77433-4831
Transaction TypeMortgage
Record UpdatedSep 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000429130
DateSep 27, 2019
Instrument2019-429130
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressDALLAS, TX 75204
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2034

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARRIS TX
Recording DateOct 1, 2019
Property Address18718 TERRAPIN DR, CYPRESS, TX 77433-4831
Document Number0000436240
Instrument DateSep 24, 2019
Instrument436240
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18718 TERRAPIN DR CYPRESS TX 774334831, CYPRESS, TX 77433-4831

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$885,929 (+0.58%) Land $183,265 Building $702,664$885,929 (+0.58%) Land $183,265 Building $702,664
2025$20,813.00 (+315.35%) Homeowner's exemption$880,786 (+4.58%) Land $183,265 Building $697,521$880,786 (+4.58%) Land $183,265 Building $697,521
2024$5,011.00 (+20.2%)
2023$842,221 Land $166,811 Building $675,410$842,221 Land $166,811 Building $675,410
2022$4,169.00 (+14.28%)
2020$3,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 445 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies445 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 419
serves 7,389 people · EPA ID TX1013335
Water SourcePurchased groundwater from HARRIS COUNTY MUD 418
Last State InspectionSep 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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