18702 Terrapin Dr, Cypress, TX 77433 Property Records

Harris County property record for 18702 Terrapin Dr, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,497 sqft · built 2015
Lot Size	0.38 acres (16,555 sqft)
Owner	2 Individual Names on File
Last Sale	$521,300 (Jul 2015)
Tax Bill	$20,765 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-469-004-0001`

Property Details

APN / Parcel Number

Primary APN	`134-469-004-0001`
Alternative APN	`0471070000009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,497 sqft Living Area
1st Floor Area	3,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	16,555 sqft (0.38 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	630 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1344690040001
Street Address	18702 TERRAPIN DR
City	CYPRESS
State	TX
Zip	77433-4831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 4 BRIDGELAND HIDDEN CREEK SEC 7
Legal Subdivision	BRIDGELAND HIDDEN CREEK SEC 7
Legal Block	4
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1039
Census Tract	543004

Owner

18702 Terrapin Dr is owned and occupied by two individuals who bought it in July 2015.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18702 TERRAPIN DR, CYPRESS, TX 77433-4831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2015 · Amount on File
Deed Sale	Jul 16, 2015 · Amount on File
Deed Document Number	2015313321
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18702 TERRAPIN DR, CYPRESS, TX 77433-4831
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000506492
Date	Oct 21, 2020
Instrument	2020-506492

Lender

Name	RECOVO MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 18702 Terrapin Dr was $20,765 with a homeowner's exemption, up 317.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$849,380 (-3.36%) Land $179,702 Building $669,678	$849,380 (-3.36%) Land $179,702 Building $669,678
2025	$20,765.00 (+317.47%) Homeowner's exemption	$878,883 Land $179,702 Building $699,181	$878,883 Land $179,702 Building $699,181
2024	$4,974.00
2023		$828,650 Land $163,568 Building $665,082	$828,650 Land $163,568 Building $665,082
2022	$4,139.00
2020	$3,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18702 Terrapin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 445 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	445 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18702 Terrapin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 419 serves 7,389 people · EPA ID TX1013335
Water Source	Purchased groundwater from HARRIS COUNTY MUD 418
Last State Inspection	Sep 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20