18717 Aztec Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 18717 Aztec Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,528 sqft · built 1989
Lot Size	0.551 acres (24,002 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Sep 2026)
Tax Bill	$6,001 (2025)
Deeds & Mortgages	Sep 2026 Sale Jan 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-06-478-008`

Property Details

APN / Parcel Number

Primary APN	`70-03-06-478-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,528 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bungalow
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	210 ft deep x 246 ft wide
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18717 AZTEC DR
City	SPRING LAKE
State	MI
Zip	49456-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 97 NORTH HOLIDAY HILLS SUB NO 2
Legal Range	13W
Legal Township	8N
Legal Section	06
Legal Subdivision	HOLIDAY HILLS SUB
Legal Block	478
Legal Lot Number	97
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2008
Census Tract	20504

Owner

18717 Aztec Dr is owned and occupied by an individual who bought it in September 2026.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	18717 AZTEC DR, SPRING LAKE, MI 49456-9428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer TITLE AGENCY, SUN TITLE AGENCY
Jan 28, 2026	Intrafamily Transfer, Transfer
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 11, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 22, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Jul 25, 2024 · Amount on File
Deed Document Number	202627634
Prior Transfer Date	Jan 23, 2026
Prior Transfer Doc	20260002510
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 4, 2026
Property Address	18717 AZTEC DR, SPRING LAKE, MI 49456-9428
Document Number	0000027634
Instrument Date	Sep 1, 2026
Instrument	202627634
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	TITLE AGENCY, SUN TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$503,788.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18717 AZTEC DR, SPRING LAKE, MI 49456-9428

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 28, 2026
Property Address	18717 AZTEC DR, SPRING LAKE, MI 49456-9428
Document Number	20260002510
Map Reference	LB 21 PG 57
Instrument Date	Jan 23, 2026
Instrument	2026-0002510
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18717 AZTEC DR, SPRING LAKE, MI 49456-9428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18717 AZTEC DR, SPRING LAKE, MI 49456-9428

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Feb 23, 2021
Property Address	18717 AZTEC DR, SPRING LAKE, MI 49456-9428
Document Number	20210010072
Map Reference	LB 21 PG 57
Instrument Date	Feb 18, 2021
Instrument	2021-0010072
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18717 AZTEC DR, 18717, SPRING LAKE, MI 49456-9428

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	341 CUMMINGS AVE NW, GRAND RAPIDS, MI 49534-5902

Mortgage

Document Number	20210010073
Date	Feb 23, 2021
Instrument	2021-0010073

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18717 AZTEC DR, SPRING LAKE, MI 49456-9428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200021718
Date	Jun 3, 2020
Instrument	2020-0021718

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 11, 2018
Property Address	18717 AZTEC DR, SPRING LAKE, MI 49456-9428
Document Number	20180016463
Map Reference	LB21 PG57
Instrument Date	May 9, 2018
Instrument	2018-0016463
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	SURE TITLE AGENCY, SUN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,562.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18717 AZTEC DR, 18717, SPRING LAKE, MI 49456-9428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 HOLSTON HILLS RD, KNOXVILLE, TN 37914-5007

Mortgage

Document Number	20180016464
Date	May 11, 2018
Instrument	2018-0016464

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 22, 2019
Property Address	18717 AZTEC DR, SPRING LAKE, MI 49456-9428
Document Number	20190002395
Map Reference	LB 21 PG 57
Instrument Date	Jan 11, 2018
Instrument	2019-0002395
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18717 AZTEC DR, SPRING LAKE, MI 49456-9428

Tax Assessment & Valuation

The 2025 property tax bill for 18717 Aztec Dr was $6,001 with a homeowner's exemption, up 29.4% from the year before.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,400 (-5.5%)	$460,800 (-5.5%)
2025	$6,001.00 (+29.39%) Homeowner's exemption	$243,800	$487,600
2024	$4,638.00
2023		$194,700	$389,400
2022	$4,782.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18717 Aztec Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18717 Aztec Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTON SHORES serves 23,994 people · EPA ID MI0004850
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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