18661 Aztec Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 18661 Aztec Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,207 sqft · built 1989
Lot Size	0.468 acres (20,386 sqft)
Owner	Trust Name on File
Tax Bill	$3,250 (2025)
Deeds & Mortgages	May 2021 Line of Credit Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`70-03-06-478-012`

Property Details

APN / Parcel Number

Primary APN	`70-03-06-478-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,207 sqft Living Area
1st Floor Area	1,185 sqft
Basement Area	1,009 sqft
Unfinished Basement	1,009 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bungalow
Lot Area	20,386 sqft (0.468 acres)
Lot Width	100 ft Width
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18661 AZTEC DR
City	SPRING LAKE
State	MI
Zip	49456-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 93 NORTH HOLIDAY HILLS SUB NO 2
Legal Range	13W
Legal Township	8N
Legal Section	06
Legal Subdivision	HOLIDAY HILLS SUB
Legal Block	478
Legal Lot Number	93
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2008
Census Tract	20504

Owner

18661 Aztec Dr is owner-occupied and held in a trust since December 2018.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Trust Name on File
Mailing Address	18661 AZTEC DR, SPRING LAKE, MI 49456-9428
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 26, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 13, 2018
Transfer Doc	20180045301
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18661 AZTEC DR, SPRING LAKE, MI 49456-9428
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	KINGDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210026158
Date	May 17, 2021
Instrument	2021-0026158

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Dec 26, 2018
Property Address	18661 AZTEC DR, SPRING LAKE, MI 49456-9428
Document Number	20180045301
Map Reference	LB 21 PG 57
Instrument Date	Dec 13, 2018
Instrument	2018-0045301
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18661 AZTEC DR, SPRING LAKE, MI 49456-9428

Tax Assessment & Valuation

The 2025 property tax bill for 18661 Aztec Dr was $3,250 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,800 (-5.09%)	$451,600 (-5.09%)
2025	$3,250.00 Homeowner's exemption	$237,900	$475,800
2023		$200,000	$400,000
2022	$3,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18661 Aztec Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18661 Aztec Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTON SHORES serves 23,994 people · EPA ID MI0004850
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Aztec Dr

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