Mecklenburg County property record for 18711 Ruffner Dr, Unit 3H, Cornelius, NC 28031
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,076 sqft · built 2005 |
| Lot Size | 1.11 acres (48,417 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,000 (Mar 2019) |
| Tax Bill | $1,688 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-385-52 |
| Primary APN | 005-385-52 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 25 Units |
| Stories | 1 Story |
| Building Area | 1,076 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 48,417 sqft (1.11 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 18711 RUFFNER DR, 3H |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-8310 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | TN |
| Legal Description | UNIT 3H BLD3 U/F 602-14 |
| Legal Subdivision | THE TERRACES AT OAK HURST |
| Legal Block | C |
| Legal Lot Number | 97 |
| Legal Unit | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 6410 |
18711 Ruffner Dr, Unit 3H is owned and occupied by an individual who bought it in March 2019.
Source: Mecklenburg County records, as of March 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18711 RUFFNER DR, 3H, CORNELIUS, NC 28031-8310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Jul 26, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2019 · Amount on File |
| Deed Sale | Mar 6, 2019 · Amount on File |
| Prior Sale | Jul 26, 2018 · Amount on File |
| Deed Document Number | 201925232 |
| Deed Book / Page | 33333 / 97 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18711 RUFFNER DR UNIT 3H, 3H, CORNELIUS, NC 28031-8310 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 18711 RUFFNER DR 3H, 3H, CORNELIUS, NC 28031-8310 |
| Document Number | 0000026235 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 40271/87 |
| Instrument | 2026026235 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 6, 2019 |
| Property Address | 18711 RUFFNER DR UNIT 3H, 3H, CORNELIUS, NC 28031-8310 |
| Document Number | 0000025232 |
| Book / Page | 033333 / 000097 |
| Instrument Date | Mar 5, 2019 |
| Instrument | 25232 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18711 RUFFNER DR #3H CORNELIUS NC 280318310, 3H, CORNELIUS, NC 28031-8310 |
| Document Number | 25233 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 033333/000100 |
| Instrument | 25233 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 26, 2018 |
| Property Address | 18711 RUFFNER DR UNIT 3H, 3H, CORNELIUS, NC 28031-8310 |
| Document Number | 0000094112 |
| Book / Page | 032859 / 000086 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 94112 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $224.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4821 CHARLESTON DR CHARLOTTE NC 282125516, CHARLOTTE, NC 28212-5516 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $249,774 Building $249,774 | $249,774 Building $249,774 | |
| 2024 | $1,688.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18711 Ruffner Dr, Unit 3H in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18711 Ruffner Dr, Unit 3H is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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