1871 Saint Thomas Rd, Vista, CA 92081 Property Records

San Diego County property record for 1871 Saint Thomas Rd, Vista, CA 92081

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,131 sqft · built 1999
Lot Size	0.445 acres (19,376 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Jun 2020)
Tax Bill	$6,995 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`217-591-16-02`

Property Details

APN / Parcel Number

Primary APN	`217-591-16-02`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,131 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	19,376 sqft (0.445 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1871 SAINT THOMAS RD
City	VISTA
State	CA
Zip	92081-7018
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPI
Legal Description	LOT 1 US225PER DOC98-281022&UND INT IN TR 013160
Legal Subdivision	VISTA 89-07 PH 1
Legal Tract	013160
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1038
Census Tract	19810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	176 CEDAR RD, 23, VISTA, CA 92083-5152
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 12, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 2, 2020	Grant Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 12, 2017	Quit Claim Deed, Transfer Quitclaim
May 11, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	2020280633
Prior Transfer Date	May 10, 2017
Prior Transfer Doc	0000213215
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2026
Property Address	1871 SAINT THOMAS RD, VISTA, CA 92081-7018
Document Number	0000113789
Instrument Date	Apr 18, 2026
Instrument	2026113789
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1871 SAINT THOMAS RD, VISTA, CA 92081-7018

Mortgage

Document Number	0000113789,
Date	Apr 23, 2026
Instrument	2026113789

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1871 SAINT THOMAS RD, VISTA, CA 92081-7018
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1871 SAINT THOMAS RD, VISTA, CA 92081-7018

Mortgage

Document Number	0000786333
Date	Nov 12, 2021
Instrument	2021-0786333

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1871 SAINT THOMAS RD, VISTA, CA 92081-7018
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1871 SAINT THOMAS RD, VISTA, CA 92081-7018

Mortgage

Document Number	0000365735
Date	May 12, 2021
Instrument	2021-0365735

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2020
Property Address	1871 SAINT THOMAS RD, VISTA, CA 92081-7018
Document Number	0000280633
Map Reference	MAP 13160
Instrument Date	Apr 16, 2020
Instrument	2020-0280633
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 CEDAR RAOD #23 # 23, 23, VISTA, CA 92083-5152

Mortgage

Document Number	0000280634
Date	Jun 2, 2020
Instrument	2020-0280634

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2017
Property Address	1871 SAINT THOMAS RD, VISTA, CA 92081-7018
Document Number	0000213215
Instrument Date	May 10, 2017
Instrument	213215
Transaction Type	Transfer
Record Updated	May 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1611A S MELROSE DR #161 VISTA CA 920815471, 161, VISTA, CA 92081-5471

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2017
Property Address	1871 SAINT THOMAS RD, VISTA, CA 92081-7018
Document Number	0000212990
Map Reference	MAP13160
Instrument Date	Apr 26, 2017
Instrument	2017-0212990
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1611A S MELROSE DR # 161, 161, VISTA, CA 92081-5471

Mortgage

Document Number	0000212991
Date	May 11, 2017
Instrument	2017-0212991

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$563,332 (+2%) Land $392,626 Building $170,706
2025	$6,995.00 (+5.38%)	$552,287 (+4.04%) Land $384,928 Building $167,359
2024	$6,638.00 (+2.19%)
2023	$6,496.00 (+0.23%)	$530,843 Land $369,982 Building $160,861
2022	$6,481.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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