1871 Cherry Tree Rd, Gurley, AL 35748 Property Records

Madison County property record for 1871 Cherry Tree Rd, Gurley, AL 35748

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,522 sqft · built 1965
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$789 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-01-11-0-000-032.000`

Property Details

APN / Parcel Number

Primary APN	`22-01-11-0-000-032.000`
Alternative APNs	`084295` `7095`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,522 sqft Living Area
1st Floor Area	2,522 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	7095
Street Address	1871 CHERRY TREE RD
City	GURLEY
State	AL
Zip	35748-9316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL TH PT OF THE S 1/2 OF THE SW1/4 OF THE NW1/4 OF SEC 11 DESC AS BEG AT A PT ON THE ESTRN BDRY OF THE S 1/2 OF THE SW1/4 OF
Legal Range	02E
Legal Township	05S
Legal Section	11
Jurisdiction	MADISON AL
Township / Civil Division	GURLEY
Census Block Group	3
Census Block	3004
Census Tract	10902

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1871 CHERRY TREE RD, GURLEY, AL 35748-9316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit REDSTONE FEDERAL CREDIT UNION
Aug 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAMILY SAVINGS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Recording Date	Apr 27, 2026
Property Address	1871 CHERRY TREE RD, GURLEY, AL 35748-9316
Document Number	2026086890
Book / Page	2026 / 86890
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1871 CHERRY TREE RD, GURLEY, AL 35748-9316

Mortgage

Document Number	2026086890,
Date	Apr 27, 2026
Book Page	2026/86890

Lender

Name	REDSTONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	1871 CHERRY TREE RD, GURLEY, AL 35748-9316
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1871 CHERRY TREE RD, GURLEY, AL 35748-9316

Mortgage

Document Number	0000146412
Date	Aug 8, 2025
Book Page	2025/146412

Lender

Name	FAMILY SAVINGS CU
Type	Credit Union
Address	342 CHARLES HARDY PKWY, HIRAM, GA 30141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 8, 2045

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$789.00 (+5.2%)
2025	$750.00 (+7.3%) Homeowner's exemption	$26,160 (+6.95%) Land $4,100 Building $22,060	$268,400 (+9.82%) Land $42,000 Building $226,400
2023	$699.00 (+19.08%) Homeowner's exemption	$24,460 (+19.2%) Land $4,200 Building $20,260	$244,400 (+19.1%) Land $42,000 Building $202,400
2022	$587.00 Homeowner's exemption	$20,520 Land $2,200 Building $18,320	$205,200 Land $22,000 Building $183,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NHTC Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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