Madison County property record for 1815 Cherry Tree Rd, Gurley, AL 35748 · Last verified November 2025
| Property Type | Vacant Land |
|---|---|
| Lot Size | 11 acres (479,160 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $424 (2025) |
| Deeds & Mortgages | May 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-01-11-0-000-029.002 |
| Primary APN | 22-01-11-0-000-029.002 |
|---|---|
| Alternative APN |
|
| Lot Area | 479,160 sqft (11 acres) |
|---|
| Account Number | 401854 |
|---|---|
| Street Address | 1815 CHERRY TREE RD |
| City | GURLEY |
| State | AL |
| Zip | 35748-9316 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | SEC 11 T5S R2E COMM AT THE NW COR OF THE SW 1/4 OF THE NW 1/4 OF SEC 11 TH N 85 DEG E 207.88 FT TO BEG TH N 85 DEG E 515.39 F |
| Legal Range | 02E |
| Legal Township | 05S |
| Legal Section | 11 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | GURLEY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10902 |
Source: Madison County records · APN 22-01-11-0-000-029.002
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6609 EMMETT DR SE, OWENS CROSS ROADS, AL 35763-9354 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2014 |
| Deed Sale | Mar 10, 2014 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 1815 CHERRY TREE RD, GURLEY, AL 35748-9316 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1839 CHERRY TREE RD, GURLEY, AL 35748-9316 |
| Document Number | 0000088628 |
|---|---|
| Date | May 16, 2025 |
| Book Page | 2025/88628 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | 2440 MALL DR, NORTH CHARLESTON, SC 29406 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $424.00 | $12,660 (-) Land $12,660 | $126,500 (-) Land $126,500 |
| 2023 | $424.00 (+95.39%) | $12,660 (+94.77%) Land $12,660 | $126,500 (+94.62%) Land $126,500 |
| 2022 | $217.00 | $6,500 Land $6,500 | $65,000 Land $65,000 |
Source: FEMA National Flood Hazard Layer, Madison County (01089C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010890109023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 8% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| NHTC | Fiber | 8,000 / 8,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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