Mecklenburg County property record for 18708 Ronceverte Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,999 sqft · built 2000 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $466,000 (Jul 2024) |
| Tax Bill | $2,663 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-384-24 |
| Primary APN | 005-384-24 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,999 sqft Living Area |
| 1st Floor Area | 1,023 sqft |
| Upper Floors Area | 976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 103 sqft |
| Deck Area | 294 sqft |
| Patio Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 18708 RONCEVERTE DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-9355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN |
| Legal Description | L210 M32-501 |
| Legal Subdivision | OAKHURST PH 02 MAP 01 |
| Legal Block | 4 |
| Legal Lot Number | 210 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 6410 |
Source: Mecklenburg County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18708 RONCEVERTE DR, CORNELIUS, NC 28031-9355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 18, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage MELISSA KILPATRICK |
| Oct 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 10, 2017 | Warranty Deed, Transfer INVESTORS TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2024 · Amount on Record |
| Deed Sale | Jul 2, 2024 · Amount on Record |
| Prior Sale | Oct 18, 2021 · Amount on Record |
| Deed Document Number | 202461483 |
| Deed Book / Page | 38919 / 975 |
| Prior Transfer Date | Dec 30, 2009 |
| Prior Transfer Doc | 0000003379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 19, 2026 |
| Property Address | 18708 RONCEVERTE DR, CORNELIUS, NC 28031-9355 |
| Document Number | 0000089563 |
| Book / Page | 40659 / 21 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202689563 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 18708 RONCEVERTE DR, CORNELIUS, NC 28031-9355 |
| Document Number | 0000089563, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 40659/21 |
| Instrument | 202689563 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 18, 2021 |
| Property Address | 18708 RONCEVERTE DR, CORNELIUS, NC 28031-9355 |
| Document Number | 0000198577 |
| Book / Page | 36655 / 461 |
| Map Reference | MB 32 PG 501 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021198577 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $748.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20008 CORAL COVE CT, CORNELIUS, NC 28031-6037 |
| Name | Verified Name |
|---|
| Document Number | 0000198578 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021198578 |
| Name | MELISSA KILPATRICK |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 9, 2019 |
| Property Address | 18708 RONCEVERTE DR, CORNELIUS, NC 28031-9355 |
| Document Number | 0000135820 |
| Book / Page | 33929 / 290 |
| Map Reference | MB 32 PG 501 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 2019135820 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $514.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8172 MALIBU POINTE LN, 8172, DENVER, NC 28037-8580 |
| Name | Verified Name |
|---|---|
| Address | 18708 RONCEVERTE DR, CORNELIUS, NC 28031-9355 |
| Document Number | 0000135821 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 2019135821 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 10, 2017 |
| Property Address | 18708 RONCEVERTE DR, CORNELIUS, NC 28031-9355 |
| Document Number | 0000031099 |
| Book / Page | 031628 / 000068 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 31099 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | INVESTORS TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $430.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18708 RONCEVERTE DR CORNELIUS NC 280319355, CORNELIUS, NC 28031-9355 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,663.00 | $391,800 Land $85,000 Building $306,800 | $391,800 Land $85,000 Building $306,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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