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18704 Ronceverte Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18704 Ronceverte Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,413 sqft · built 2000
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Mar 2016)
Tax Bill$2,994 (2025)
Deeds & MortgagesSep 2026 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN005-384-25

Property Details

APN / Parcel Number

Primary APN005-384-25

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,413 sqft Living Area
1st Floor Area1,059 sqft
Upper Floors Area1,354 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area3,485 sqft (0.08 acres)
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address18704 RONCEVERTE DR
CityCORNELIUS
StateNC
Zip28031-9355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN
Legal DescriptionL209 M32-501
Legal SubdivisionOAKHURST PH 02 MAP 01
Legal Block4
Legal Lot Number209
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1015
Census Tract6410

Owner

18704 Ronceverte Dr is owned and occupied by two individuals who bought it in March 2016.

Source: Mecklenburg County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address18704 RONCEVERTE DR, CORNELIUS, NC 28031-9355
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2016 · Amount on File
Deed SaleMar 23, 2016 · Amount on File
Prior SaleSep 26, 2005 · Amount on File
Deed Document Number201632854
Deed Book / Page30681 / 394
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateSep 16, 2026
Property Address18704 RONCEVERTE DR, CORNELIUS, NC 28031-9355
Document Number0000099998
Book / Page40719 / 94
Instrument DateSep 15, 2026
Instrument202699998
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18704 RONCEVERTE DR, CORNELIUS, NC 28031-9355

Mortgage

Document Number0000099998,
DateSep 16, 2026
Book Page40719/94
Instrument202699998
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18704 RONCEVERTE DR, CORNELIUS, NC 28031-9355
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000149320
DateAug 3, 2021
Book Page36371/240
Instrument2021149320
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 18704 Ronceverte Dr was $2,994.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,994.00$441,500 Land $85,000 Building $356,500$441,500 Land $85,000 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18704 Ronceverte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18704 Ronceverte Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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