18705 Joyce Ct, Oregon City, OR 97045 Property Records

Clackamas County property record for 18705 Joyce Ct, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,811 sqft · built 1975
Lot Size	0.255 acres (11,135 sqft)
Owner	Individual Name on Record
Tax Bill	$5,382 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32E06CA02412`

Property Details

APN / Parcel Number

Primary APN	`32E06CA02412`
Alternative APN	`00857371`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,811 sqft Living Area
1st Floor Area	1,236 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,135 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	00857371
Street Address	18705 JOYCE CT
City	OREGON CITY
State	OR
Zip	97045-3943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	1808 JOYCE SUBDIV LT 8
Legal Range	02E
Legal Township	03S
Legal Section	06
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	JOYCE SUBDIV
Legal Lot Number	8
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1000
Census Tract	22606

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18705 JOYCE CT, OREGON CITY, OR 97045-3943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Oct 28, 2019	Grant Deed, Transfer · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2019
Deed Sale	Oct 28, 2019
Prior Sale	Dec 21, 2012 · Amount on Record
Deed Document Number	2019-067923
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	18705 JOYCE CT, OREGON CITY, OR 97045-3943
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009771
Date	Jan 29, 2021
Instrument	2021-009771

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 28, 2019
Property Address	18705 JOYCE CT, OREGON CITY, OR 97045-3943
Document Number	0000067923
Instrument Date	Oct 9, 2019
Instrument	67923
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18705 JOYCE CT OREGON CITY OR 970453943, OREGON CITY, OR 97045-3943

Mortgage

Document Number	67924
Date	Oct 28, 2019
Instrument	67924

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,382.00 (+13%)	$268,667 (+6.09%)	$532,429 (+3.14%) Land $206,319 Building $326,110
2023	$4,763.00	$253,245	$516,237 Land $198,827 Building $317,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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