18681 Joyce Ct, Oregon City, OR 97045 Property Records

Clackamas County property record for 18681 Joyce Ct, Oregon City, OR 97045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,245 sqft · built 1976
Lot Size0.228 acres (9,936 sqft)
Owner2 Individual Names on Record
Last Sale$271,900 (Apr 2016)
Tax Bill$4,750 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN32E06CA02409

Property Details

APN / Parcel Number

Primary APN32E06CA02409
Alternative APN
  • 00857353

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,245 sqft Living Area
1st Floor Area1,245 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Exterior MaterialWood
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,936 sqft
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number00857353
Street Address18681 JOYCE CT
CityOREGON CITY
StateOR
Zip97045-3918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description1808 JOYCE SUBDIV LT 12
Legal Range02E
Legal Township03S
Legal Section06
Legal QuarterSW
Quarter-Quarter SectionNE
Legal SubdivisionJOYCE SUBDIV
Legal Lot Number12
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1000
Census Tract22606

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18681 JOYCE CT, OREGON CITY, OR 97045-3918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2016 · Amount on Record
Deed SaleApr 13, 2016 · Amount on Record
Prior SaleAug 6, 2015 · Amount on Record
Deed Document Number2016-023745
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address18681 JOYCE CT, OREGON CITY, OR 97045-3918
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address18681 JOYCE CT, OREGON CITY, OR 97045-3918

Mortgage

Document Number0000075455
DateAug 12, 2021
Instrument2021-075455
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term297 Months
DueMay 1, 2046

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityOregon City
Unified School DistrictOregon City School District 62 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,750.00 (+13.01%)$237,114 (+6.09%)$472,677 (+3.18%) Land $202,087 Building $270,590
2023$4,203.00$223,503$458,099 Land $194,749 Building $263,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON CITY
serves 33,940 people · EPA ID OR4101511
Water SourcePurchased surface water from SOUTH FORK WATER BOARD
Last State InspectionDec 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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