18705 E 10th Terrace Ct N, Independence, MO 64056 Property Records

Jackson County property record for 18705 E 10th Terrace Ct N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 2004
Lot Size	0.247 acres (10,773 sqft)
Owner	Individual Name on File
Last Sale	$251,370 (Jul 2023)
Tax Bill	$3,915 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-520-13-12`

Property Details

APN / Parcel Number

Primary APN	`16-520-13-12`
Alternative APNs	`16-520-13-12-00-0-00-000` `1514008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,354 sqft
Basement Area	1,354 sqft
Finished Basement	1,015 sqft
Unfinished Basement	339 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,773 sqft (0.247 acres)
Lot Width	71 ft Width
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	134 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1514008
Street Address	18705 E 10TH TERRACE CT N
City	INDEPENDENCE
State	MO
Zip	64056-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEANNES PLACE 6TH PLAT---LOT 131
Legal Subdivision	LEANNES PLACE 6TH PLAT
Legal Block	4
Legal Lot Number	131
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4003
Census Tract	11406

Owner

18705 E 10th Terrace Ct N is owned and occupied by an individual who bought it in July 2023.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	18705 E 10TH TERRACE CT N, INDEPENDENCE, MO 64056-3214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Warranty Deed, Transfer · Conventional Mortgage NATIONWIDE TITLE CLEARING
Apr 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Prior Sale	Apr 24, 2012
Deed Document Number	202352317
Prior Transfer Date	Jun 5, 2017
Prior Transfer Doc	00E0050138
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 25, 2023
Property Address	18705 E 10TH TERRACE CT N, INDEPENDENCE, MO 64056-3214
Document Number	00E0052317
Instrument Date	Jul 21, 2023
Instrument	2023E0052317
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18705 E 10TH TERRACE CT N, INDEPENDENCE, MO 64056-3214

Mortgage

Document Number	00E0052318
Date	Jul 25, 2023
Instrument	2023E0052318

Lender

Name	NATIONWIDE TITLE CLEARING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18705 E 10TH TERRACE CT N, INDEPENDENCE, MO 64056-3214
Document Number	0000E39493
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18705 E 10TH TERRACE CT N INDEPENDENCE MO 640563214, INDEPENDENCE, MO 64056-3214

Mortgage

Document Number	0000E39493
Date	May 7, 2018
Instrument	39493E

Lender

Name	BANK OF AMERICA/IL
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18705 E 10th Terrace Ct N was $3,915, down 13.3% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,992 (-) Land $6,604 Building $41,388	$252,590 (-)
2025	$3,915.00 (-13.27%)	$47,992 Land $6,604 Building $41,388	$252,590
2024	$4,514.00 (+0.47%)
2023	$4,493.00 (+48.82%)	$56,852 (+56.66%) Land $6,021 Building $50,831	$299,220
2022	$3,019.00	$36,290 Land $4,618 Building $31,672
2021			$191,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18705 E 10th Terrace Ct N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18705 E 10th Terrace Ct N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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