18700 E 10th Terrace Ct N, Independence, MO 64056 Property Records

Jackson County property record for 18700 E 10th Terrace Ct N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2002
Lot Size	0.243 acres (10,575 sqft)
Owner	Individual Name on File
Last Sale	$137,300 (Oct 2009)
Tax Bill	$4,018 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-520-13-06`

Property Details

APN / Parcel Number

Primary APN	`16-520-13-06`
Alternative APNs	`16-520-13-06-00-0-00-000` `1514000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	700 sqft
Basement Area	1,372 sqft
Finished Basement	525 sqft
Unfinished Basement	847 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,575 sqft (0.243 acres)
Lot Width	65 ft Width
View / Lot	Corner
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	118 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1514000
Street Address	18700 E 10TH TERRACE CT N
City	INDEPENDENCE
State	MO
Zip	64056-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEANNES PLACE 6TH PLAT LOT 137
Legal Subdivision	LEANNES PLACE 6TH PLAT
Legal Block	4
Legal Lot Number	137
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4003
Census Tract	11406

Owner

18700 E 10th Terrace Ct N is owned and occupied by an individual who bought it in October 2009.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	18700 E 10TH TERRACE CT N, INDEPENDENCE, MO 64056-3213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 10, 2020	Deed of Trust, Mortgage GOLDEN OAK LNDG
Aug 12, 2019	Deed of Trust, Mortgage GOLDEN OAK LNDG
Aug 24, 2017	Deed of Trust, Mortgage PARAMOUNT EQUITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2009 · Amount on File
Deed Sale	Oct 7, 2009 · Amount on File
Prior Sale	Apr 17, 2006 · Amount on File
Deed Document Number	2009101473
Prior Transfer Date	Sep 18, 2009
Prior Transfer Doc	000E101473
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18700 E 10TH TERRACE CT N, INDEPENDENCE, MO 64056-3213
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18700 E C N, INDEPENDENCE, MO 64056

Mortgage

Document Number	00E0060157
Date	Aug 18, 2023
Instrument	2023E0060157

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18700 E 10TH TERRACE CT N, INDEPENDENCE, MO 64056-3213
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18700 E 10TH TERRACE CT N, INDEPENDENCE, MO 64056-3213

Mortgage

Document Number	00E0099908
Date	Nov 2, 2022
Instrument	2022E0099908

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 14, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18700 E 10TH TERRACE CT N, INDEPENDENCE, MO 64056-3213
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18700 E 10TH TERRACE CT N, INDEPENDENCE, MO 64056-3213

Mortgage

Document Number	00E0083800
Date	Jul 30, 2021
Instrument	2021E0083800

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18700 E 10TH TERRACE CT N, INDEPENDENCE, MO 64056-3213
Document Number	0000E49707
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18700 E 10TH TERRACE CT N INDEPENDENCE MO 640563213, INDEPENDENCE, MO 64056-3213

Mortgage

Document Number	0000E49707
Date	Jun 15, 2020
Instrument	49707E

Lender

Name	GOLDEN OAK LNDG
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18700 E 10TH TERRACE CT N, INDEPENDENCE, MO 64056-3213
Document Number	0000E64922
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18700 E 10TH TERRACE CT N INDEPENDENCE MO 640563213, INDEPENDENCE, MO 64056-3213

Mortgage

Document Number	0000E64922
Date	Aug 19, 2019
Instrument	64922E

Lender

Name	GOLDEN OAK LNDG
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18700 E 10TH TERRACE CT N, INDEPENDENCE, MO 64056-3213
Document Number	0000E80982
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18700 E 10TH TERRACE CT N INDEPENDENCE MO 640563213, INDEPENDENCE, MO 64056-3213

Mortgage

Document Number	0000E80982
Date	Aug 31, 2017
Instrument	80982E

Lender

Name	PARAMOUNT EQUITY MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18700 E 10th Terrace Ct N was $4,018, down 1.2% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,250 (-) Land $6,559 Building $42,691	$259,210 (-)
2025	$4,018.00 (-1.18%)	$49,250 Land $6,559 Building $42,691	$259,210
2024	$4,066.00 (+0.47%)
2023	$4,047.00	$51,209 Land $5,235 Building $45,974	$269,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18700 E 10th Terrace Ct N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18700 E 10th Terrace Ct N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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