Montgomery County property record for 18704 Falling River Dr, Gaithersburg, MD 20879
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,220 sqft · built 2006 |
| Lot Size | 0.042 acres (1,817 sqft) |
| Owner | Individual Name on File |
| Last Sale | $342,000 (Oct 2020) |
| Tax Bill | $4,414 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03548484 |
| Primary APN | 09-03548484 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 2,420 sqft |
| 1st Floor Area | 740 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,817 sqft (0.042 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03548484 |
|---|---|
| Street Address | 18704 FALLING RIVER DR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-6227 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT8.0 |
| Legal Description | WHETSTONE RUN |
| Legal Subdivision | WHETSTONE RUN |
| Legal Block | 3 |
| Legal Lot Number | 24 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 700733 |
18704 Falling River Dr, a townhouse, is owned and occupied by an individual who bought it in October 2020.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18704 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 18, 2020 | Deed of Trust, Mortgage AMERICAN INTERNET MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2020 · Amount on File |
| Deed Sale | Oct 14, 2020 · Amount on File |
| Prior Sale | Mar 9, 2015 · Amount on File |
| Deed Book / Page | 60754 / 186 |
| Transfer Doc | 119372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 14, 2020 |
| Property Address | 18704 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227 |
| Document Number | 0607540186 |
| Book / Page | 60754 / 186 |
| Map Reference | PL 23435 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 18704 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227 |
| Document Number | 60754193 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 60754/193 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18704 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227 |
| Document Number | 0607540402 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1393 KERSEY LN POTOMAC MD 208546116, POTOMAC, MD 20854-6116 |
| Document Number | 0607540402 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 060754/000402 |
| Name | AMERICAN INTERNET MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 13, 2035 |
The 2025 property tax bill for 18704 Falling River Dr was $4,414, down 5.3% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,400 (+7.82%) Land $150,000 Building $287,400 | $437,400 (-) Land $150,000 Building $287,400 | |
| 2025 | $4,414.00 (-5.28%) | $405,667 | $437,400 Land $150,000 Building $287,400 |
| 2024 | $4,660.00 | ||
| 2023 | $342,200 Land $150,000 Building $192,200 | $342,200 Land $150,000 Building $192,200 | |
| 2022 | $3,370.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18704 Falling River Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18704 Falling River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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