Montgomery County property record for 18702 Falling River Dr, Gaithersburg, MD 20879
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,160 sqft · built 2006 |
| Lot Size | 0.042 acres (1,813 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $436,000 (Nov 2021) |
| Tax Bill | $4,228 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03548473 |
| Primary APN | 09-03548473 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,160 sqft Living Area |
| Gross Area | 2,360 sqft |
| 1st Floor Area | 720 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,813 sqft (0.042 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03548473 |
|---|---|
| Street Address | 18702 FALLING RIVER DR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-6227 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT8.0 |
| Legal Description | WHETSTONE RUN |
| Legal Subdivision | WHETSTONE RUN |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 700733 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18702 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Prior Sale | Jul 6, 2007 · Amount on Record |
| Deed Book / Page | 64694 / 90 |
| Transfer Doc | 122892 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 24, 2021 |
| Property Address | 18702 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227 |
| Document Number | 0646940090 |
| Book / Page | 64694 / 90 |
| Map Reference | PL 23435 |
| Instrument Date | Sep 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | ASPEN R/E SETTLEMENTS INC, ASPEN REAL ESTATE STLMTS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18702 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227 |
| Document Number | 6469498 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 64694/98 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18702 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0626420223 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 62642/223 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18702 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0562910215 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 56291/215 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50321 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18702 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227 |
| Document Number | 0599820403 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18702 FALLING RIVER DR GAITHERSBURG MD 208796227, GAITHERSBURG, MD 20879-6227 |
| Document Number | 0599820403 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 059982/000403 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2050 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,300 (+7.63%) Land $150,000 Building $269,300 | $419,300 (-) Land $150,000 Building $269,300 | |
| 2025 | $4,228.00 (-6%) | $389,567 (+18.01%) | $419,300 (+27.02%) Land $150,000 Building $269,300 |
| 2024 | $4,498.00 (+38.87%) | ||
| 2023 | $330,100 Land $150,000 Building $180,100 | $330,100 Land $150,000 Building $180,100 | |
| 2022 | $3,239.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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