Okaloosa County property record for 1870 Wadsworth Rd, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,659 sqft · built 2023 |
| Lot Size | 2.14 acres (93,218 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Jan 2025) |
| Tax Bill | $2,882 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-9505-1 |
| Primary APN | C56-000-594-9505-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,659 sqft Heated Area |
| Gross Area | 2,338 sqft |
| 1st Floor Area | 1,100 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 93,218 sqft (2.14 acres) |
| Lot Width | 165 ft Width |
| Porch | Porch |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1870 WADSWORTH RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-9325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 2 A OF E 1/2 OF W 1/2 OF W 1/2 OF SE 1/4 OF SW 1/4 EX LOT AS OR 213 PG 392 AND BEG 330 FT E OF SW COR OF SE1/4 OF SW1/4 N 2 |
| Legal Range | 24 |
| Legal Township | 03N |
| Legal Section | 15 |
| Legal Lot Number | 213,392 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20101 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1870 WADSWORTH RD, BAKER, FL 32531-9325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS LLC |
| Jul 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HARVESTERS FCU |
| May 23, 2022 | Deed of Trust, Mortgage · Construction Mortgage HARVESTERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2025 · Amount on Record |
| Deed Sale | Jan 30, 2025 · Amount on Record |
| Prior Sale | Jun 8, 2005 · Amount on Record |
| Deed Document Number | 3734869 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1870 WADSWORTH RD, BAKER, FL 32531-9325 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1870 WADSWORTH RD, BAKER, FL 32531-9325 |
| Document Number | 0003778752 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 3778752 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PENSACOLA, FL 32504 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1870 WADSWORTH RD, BAKER, FL 32531-9325 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1870 WADSWORTH RD, BAKER, FL 32531-9325 |
| Document Number | 0036824952 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 3682/4952 |
| Instrument | 3634579 |
| Name | HARVESTERS FCU |
|---|---|
| Type | Credit Union |
| Address | CANTONMENT, FL 32533 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1870 WADSWORTH RD, BAKER, FL 32531-9325 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1860 WADSWORTH RD, BAKER, FL 32531-9325 |
| Document Number | 0036232305 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 3623/2305 |
| Instrument | 3552067 |
| Name | HARVESTERS FCU |
|---|---|
| Type | Credit Union |
| Address | CANTONMENT, FL 32533 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2052 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,882.00 (+863.88%) | $289,802 (+1,363.06%) Land $23,315 Building $266,487 | $289,802 (+1,363.06%) Land $23,315 Building $266,487 |
| 2023 | $299.00 (-43.69%) | $19,808 (-56.32%) Land $19,808 | $19,808 (-56.32%) Land $19,808 |
| 2022 | $531.00 | $45,348 Land $18,512 Building $26,836 | $45,348 Land $18,512 Building $26,836 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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